Federal credit union · LISLE, Illinois · NCUA charter #23109
Molex Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $6.4M
- Total assets
- 1,135
- Members
- 17.9%
- Net-worth ratio
Molex Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.4M; members 1,135; net-worth ratio 17.95%; health rank #1,898 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,898 of 4,374 health · 2025Q4Molex Employees · health 85/100 · $6.4M · 2025Q4
- RANK 85/100
- PHOTO 17.9%
- BOOK 0.27%
- CHARTER 0.80%
- NCUSIF $6.4M
- CAMELS 1,135
- HEALTH #1,898/4,374
- NW n/a
- DELQ 23109
Call Report peers
Molex Employees carries $6.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Molex Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Molex Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #23109 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Molex Employees diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +21.74 pp (85.34% vs 63.60%).
- Largest lag: Net Worth Ratio at 17.95% vs peer 19.06% (-1.11 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Molex Employees
- Health composite ranks #81 of 192 among scored Illinois credit unions.
- Illinois assets place: #134 of 192.
- Member book place in Illinois: #127 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Molex Employees's 5300 filing moved
Molex Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.1% from $6.4M (2025Q4) to $6.6M (2026Q1).
- Net-worth ratio shifted -0.36 pp (18.31% → 17.95%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.95%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Molex Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.95% | -1.11 pp |
| Delinquency Rate | 0.27% | -1.54 pp |
| Return on Assets | 0.80% | +0.35 pp |
| Member Growth | -5.89% | - |
| Loan-to-Share Ratio | 85.34% | +21.74 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Molex Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.6M | - |
| 2025Q4 | $6.4M | 1,135 |
| 2024Q4 | $7.0M | 1,206 |
| 2023Q4 | $6.7M | 1,234 |
Credit Union Details
- Charter Number
- 23109
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- LISLE
- Data Quarter
- 2025Q4
Branch Locations (2)
Molex Employees operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Lisle, IL |
| AMI | Mount Pleasant, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Molex Employees
Molex Employees's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Molex Employees ranks #1,898 of 4,374 nationally on financial health and #81 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Employees Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Employees Community
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Molex Employees financially healthy?
Molex Employees scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,898 of 4,374; by total assets it ranks #3,772 of 4,374 nationally (same basis as /rankings/largest); and #134 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 17.95% net worth ratio and a 0.27% delinquency rate.
How does Molex Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Molex Employees's 85/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Molex Employees?
Molex Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Molex Employees directly for the exact boundaries and application steps.
Is my money safe at Molex Employees?
Federal credit unions like Molex Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Molex Employees's net worth ratio of 17.95% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Molex Employees offer compared to banks?
Credit unions like Molex Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Molex Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.