State credit union · Chicago, Illinois · NCUA charter #60688
College and University
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $1.3M
- Total assets
- 325
- Members
- 11.5%
- Net-worth ratio
College and University scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.3M; members 325; net-worth ratio 11.46%; health rank #3,185 of 4,374; healthier than 26th of scored peers.
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#3,185 of 4,374 health · 2025Q4College and University · health 76/100 · $1.3M · 2025Q4
Call Report peers
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College and University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); College and University sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for College and University
- Largest favorable gap: Delinquency Rate at 0.61% vs peer 4.48% (-3.86 pp).
- Loan-to-Share Ratio trails the peer set - 12.55% here, 52.70% peer average (-40.15 pp).
College and University in Illinois
- Illinois health ordinal: #142 of 192.
- Illinois assets place: #168 of 192.
- Illinois membership ordinal: #168 of 192.
- One place up in Illinois, St. Gregory Parish (#141) ties at 76/100; one place down, Canals & Trails (#143) ties at 76/100.
College and University Call Report trajectory
College and University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $1.3M (2025Q4) to $1.4M (2026Q1).
- Net-worth ratio shifted -0.14 pp (11.60% → 11.46%).
At 11.46%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 76/100 score is built
College and University gives up 24 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.1 pts
College and University health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.46% | -11.47 pp |
| Delinquency Rate | 0.61% | -3.86 pp |
| Return on Assets | 0.86% | +0.64 pp |
| Member Growth | -8.45% | - |
| Loan-to-Share Ratio | 12.55% | -40.15 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - College and University
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.4M | - |
| 2025Q4 | $1.3M | 325 |
| 2024Q4 | $1.2M | 355 |
| 2023Q4 | $1.3M | 340 |
Credit Union Details
- Charter Number
- 60688
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, College and University runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- College and University ranks #3,185 of 4,374 nationally on financial health and #142 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ethicon Suture is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ethicon Suture
Frequently Asked Questions
Is College and University financially healthy?
On its 2025Q4 NCUA 5300 filing, College and University scores 76/100 (Very Good), with a 11.46% net worth ratio and 0.61% of loans delinquent. It ranks #3,185 of 4,374 nationally on health and #142 of 192 in Illinois.
How does College and University compare to other credit unions?
College and University scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.61% vs 4.48%). Its widest shortfall is loan-to-share ratio (12.55% vs 52.70%).
How can I join College and University?
Membership eligibility for College and University depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact College and University directly for current membership requirements and application steps.
Is my money safe at College and University?
College and University is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. College and University's net worth ratio of 11.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.