State credit union · Moline, Illinois · NCUA charter #60186
Moline Municipal
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $66.6M
- Total assets
- 2,920
- Members
- 13.6%
- Net-worth ratio
Moline Municipal scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $66.6M; members 2,920; net-worth ratio 13.60%; health rank #1,621 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,621 of 4,374 health · 2025Q4Moline Municipal · health 87/100 · $66.6M · 2025Q4
- BOOK 87/100
- CHARTER 13.6%
- NCUSIF 1.54%
- CAMELS 0.96%
- HEALTH $66.6M
- NW 2,920
- DELQ #1,621/4,374
- ROA FLORENCE
- ASSETS 60186
Call Report peers
Moline Municipal in the assets neighbourhood
Moline Municipal's $66.6M assets sit next to FLORENCE ($66.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Moline Municipal vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Moline Municipal - Share Insurance Coverage
Charter #60186's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Moline Municipal
- Loan-to-Share Ratio leads the peer set - 70.16% here, 62.60% peer average (+7.56 pp).
- Widest shortfall vs peers is Delinquency Rate: +0.58 pp (1.54% vs 0.96%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Moline Municipal: in-state Call Report ranks
- In Illinois, health place is #63 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, Moline Municipal is #65 of 192 in Illinois.
- Membership ranks #88 of 192 among Illinois CUs with a reported count (2,920 members).
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Moline Municipal
Moline Municipal: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $66.6M (2025Q4) to $66.7M (2026Q1).
- Net-worth ratio shifted +0.07 pp (13.53% → 13.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.9 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 14.6 pts
Moline Municipal vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.60% | -0.02 pp |
| Delinquency Rate | 1.54% | +0.58 pp |
| Return on Assets | 0.96% | +0.31 pp |
| Member Growth | 2.10% | - |
| Loan-to-Share Ratio | 70.16% | +7.56 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Moline Municipal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.7M | - |
| 2025Q4 | $66.6M | 2,920 |
| 2024Q4 | $52.6M | 2,860 |
| 2023Q4 | $49.7M | 2,813 |
Credit Union Details
- Charter Number
- 60186
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Moline
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Moline Municipal.
| Office | City |
|---|---|
| Moline Municipal Credit Union (Main Office) | Moline, IL |
| Moline Municipal Credit Union | Moline, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Moline Municipal nationwide neighbourhoods
Two NCUA Call Report peer sets for Moline Municipal, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($66.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Moline Municipal ranks #1,621 of 4,374 nationally on financial health and #63 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GALE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GALE
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Moline Municipal financially healthy?
Moline Municipal scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,621 of 4,374; by total assets it ranks #2,178 of 4,374 nationally (same basis as /rankings/largest); and #65 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.60% net worth ratio and a 1.54% delinquency rate.
How does Moline Municipal compare to other credit unions?
Five weighted metrics from NCUA filings produce Moline Municipal's 87/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Moline Municipal?
Membership eligibility for Moline Municipal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Moline Municipal directly for current membership requirements and application steps.
Is my money safe at Moline Municipal?
Federal credit unions like Moline Municipal are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Moline Municipal's net worth ratio of 13.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Moline Municipal offer compared to banks?
Credit unions like Moline Municipal are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Moline Municipal directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.