State credit union · Springfield, Illinois · NCUA charter #66253
Funeral Service
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $9.9M
- Total assets
- 674
- Members
- 19.4%
- Net-worth ratio
Funeral Service scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.9M; members 674; net-worth ratio 19.36%; health rank #3,320 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,320 of 4,374 health · 2025Q4Funeral Service · health 74/100 · $9.9M · 2025Q4
Call Report peers
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Funeral Service vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Funeral Service sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Funeral Service
- Largest favorable gap: Loan-to-Share Ratio at 112.70% vs peer 63.60% (+49.10 pp).
- Return on Assets trails the peer set - 0.40% here, 0.45% peer average (-0.05 pp).
Where Funeral Service sits in Illinois
- Illinois health ordinal: #147 of 192.
- Assets rank #124 of 192 inside Illinois ($9.9M reported).
- Member book place in Illinois: #144 of 192.
- One place up in Illinois, 2 Rivers Area (#146) scores 75/100, 1 point higher; one place down, Chicago Post Office Employees (#148) scores 73/100, 1 point lower.
Funeral Service: 2025Q4 → 2026Q1
Funeral Service: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.4% from $9.9M (2025Q4) to $9.8M (2026Q1).
- Net-worth ratio shifted +0.40 pp (18.96% → 19.36%).
This credit union's 19.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 74/100 score is built
Funeral Service gives up 26 points in total. Member Growth costs the most, 11.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.5 pts
- Return on Assets 13.5 pts
- Member Growth 3.6 pts
- Loan-to-Share Ratio 5.4 pts
Funeral Service health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.36% | +0.30 pp |
| Delinquency Rate | 0.85% | -0.96 pp |
| Return on Assets | 0.40% | -0.05 pp |
| Member Growth | -3.02% | - |
| Loan-to-Share Ratio | 112.70% | +49.10 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Funeral Service quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.8M | - |
| 2025Q4 | $9.9M | 674 |
| 2024Q4 | $10.7M | 695 |
| 2023Q4 | $11.7M | 821 |
Credit Union Details
- Charter Number
- 66253
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Funeral Service runs one office.
| Office | City |
|---|---|
| Funeral Service CU (Main Office) | Springfield, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Funeral Service ranks #3,320 of 4,374 nationally on financial health and #147 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Evergreen Park Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Evergreen Park Schools
Frequently Asked Questions
Is Funeral Service financially healthy?
Funeral Service has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,320 of 4,374 nationally on health and #147 of 192 in Illinois. Its net worth ratio is 19.36% and its delinquency rate 0.85%.
How does Funeral Service compare to other credit unions?
Funeral Service scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (112.70% vs 63.60%). Its widest shortfall is return on assets (0.40% vs 0.45%).
How can I join Funeral Service?
Membership eligibility for Funeral Service depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Funeral Service directly for current membership requirements and application steps.
Is my money safe at Funeral Service?
Funeral Service is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Funeral Service's net worth ratio of 19.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.