State credit union · MACHESNEY PARK, Illinois · NCUA charter #64948
LINXUS
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $17.9M
- Total assets
- 2,186
- Members
- 15.5%
- Net-worth ratio
LINXUS scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.9M; members 2,186; net-worth ratio 15.52%; health rank #2,232 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,232 of 4,374 health · 2025Q4LINXUS · health 83/100 · $17.9M · 2025Q4
Call Report peers
LINXUS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LINXUS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LINXUS sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LINXUS: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.02% vs peer 1.15% (-1.12 pp).
- Largest lag: Loan-to-Share Ratio at 42.70% vs peer 59.80% (-17.10 pp).
LINXUS in Illinois
- Illinois health ordinal: #100 of 192.
- Assets rank #109 of 192 inside Illinois ($17.9M reported).
- Illinois membership ordinal: #101 of 192.
- One place up in Illinois, Fellowship Baptist Church (#99) ties at 83/100; one place down, Reavis - Stickney (#101) ties at 83/100.
LINXUS Call Report trajectory
LINXUS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $17.9M (2025Q4) to $18.0M (2026Q1).
- Net-worth ratio shifted +0.17 pp (15.35% → 15.52%).
At 15.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
LINXUS gives up 17 points in total. Member Growth costs the most, 7.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.3 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.52% | +0.66 pp |
| Delinquency Rate | 0.02% | -1.12 pp |
| Return on Assets | 0.19% | -0.52 pp |
| Member Growth | -0.73% | - |
| Loan-to-Share Ratio | 42.70% | -17.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.0M | - |
| 2025Q4 | $17.9M | 2,186 |
| 2024Q4 | $17.5M | 2,202 |
| 2023Q4 | $17.1M | 2,226 |
Credit Union Details
- Charter Number
- 64948
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- MACHESNEY PARK
- Data Quarter
- 2025Q4
Branch Location
LINXUS operates a single office in Machesney Park, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| LinXus Credit Union (Main Office) | Machesney Park, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for LINXUS
Similar total assets
Similar health score
Using this data
- LINXUS ranks #2,232 of 4,374 nationally on financial health and #100 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CBI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CBI
Frequently Asked Questions
Is LINXUS financially healthy?
On its 2025Q4 NCUA 5300 filing, LINXUS scores 83/100 (Excellent), with a 15.52% net worth ratio and 0.02% of loans delinquent. It ranks #2,232 of 4,374 nationally on health and #100 of 192 in Illinois.
How does LINXUS compare to other credit unions?
LINXUS scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.02% vs 1.15%). Its widest shortfall is loan-to-share ratio (42.70% vs 59.80%).
How can I join LINXUS?
Membership eligibility for LINXUS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact LINXUS directly for current membership requirements and application steps.
Is my money safe at LINXUS?
LINXUS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LINXUS's net worth ratio of 15.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.