State credit union · Bartonville, Illinois · NCUA charter #60346

REDBRAND

Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

93
Health / 100
$73.8M
Total assets
7,314
Members
12.2%
Net-worth ratio

REDBRAND scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $73.8M; members 7,314; net-worth ratio 12.24%; health rank #629 of 4,374; healthier than 84th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#629 of 4,374 health · 2025Q4

REDBRAND · health 93/100 · $73.8M · 2025Q4

REDBRAND in the assets neighbourhood

POLAM$73.9MMembers 1st$73.9MEducation 1st$73.9MMichigan Columbus$73.8MREDBRAND (this)$73.8MNorthern Star Credit Union, Inc.Northern Star Credit Union, …$73.8M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

REDBRAND vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); REDBRAND sits in 90-94 with 747 others.

93 Top 16% higher than 84% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

REDBRAND: Call Report deltas vs peers

  • Largest favorable gap: Delinquency Rate at 0.36% vs peer 0.96% (-0.60 pp).
  • Widest shortfall vs peers is Loan-to-Share Ratio: -1.50 pp (61.10% vs 62.60%).

REDBRAND: in-state Call Report ranks

  • In Illinois, health place is #24 of 192 on the same NCUA-ratio sort used nationally.
  • Illinois assets place: #61 of 192.
  • Member book place in Illinois: #55 of 192.
  • One place up in Illinois, Oak Lawn Municipal Employees (#23) ties at 93/100; one place down, Normal City Employees (#25) ties at 93/100.

REDBRAND Call Report trajectory

REDBRAND: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

70,000,00072,000,00074,000,00076,000,00078,000,000 2023Q42024Q42025Q42026Q1 74,641,951 76,283,572 ▲ +2.2%
  • Assets moved +3.4% from $73.8M (2025Q4) to $76.3M (2026Q1).
  • Net-worth ratio shifted -0.18 pp (12.42% → 12.24%).
Net worth ratio vs. NCUA well-capitalized threshold 81.6%

At 12.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 93/100 score is built

REDBRAND gives up 7 points in total. Member Growth costs the most, 4.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 10.3 pts
  • Loan-to-Share Ratio 12.7 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 12.24% -1.38 pp
Delinquency Rate 0.36% -0.60 pp
Return on Assets 0.75% +0.09 pp
Member Growth 1.06% -
Loan-to-Share Ratio 61.10% -1.50 pp

Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.

Call Report history - REDBRAND

Quarter Assets Members
2026Q1 $76.3M -
2025Q4 $73.8M 7,314
2024Q4 $72.1M 7,237
2023Q4 $74.6M 7,325

Credit Union Details

Charter Number
60346
Type
State
Field of Membership
Other
Peer Group
$50M–$100M
State
Illinois
City
Bartonville
Data Quarter
2025Q4

Branch Locations (2)

Per its most recent NCUA branch filing, REDBRAND runs 2 offices in 2 different cities.

Office City
Main Office (Main Office) Bartonville, IL
Pekin Branch Pekin, IL

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

Other federally-insured credit unions in Illinois, closest first by peer group and asset size.

Compare REDBRAND vs EDUCATION PERSONNEL

REDBRAND nationwide neighbourhoods

Using this data

  • REDBRAND ranks #629 of 4,374 nationally on financial health and #24 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Education Personnel is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Education Personnel

Frequently Asked Questions

Is REDBRAND financially healthy?

REDBRAND has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #629 of 4,374 nationally on health and #24 of 192 in Illinois. Its net worth ratio is 12.24% and its delinquency rate 0.36%.

How does REDBRAND compare to other credit unions?

REDBRAND scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.36% vs 0.96%). Its widest shortfall is loan-to-share ratio (61.10% vs 62.60%).

How can I join REDBRAND?

Membership eligibility for REDBRAND depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact REDBRAND directly for current membership requirements and application steps.

Is my money safe at REDBRAND?

REDBRAND is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REDBRAND's net worth ratio of 12.24% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for REDBRAND. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.