State credit union · Bartonville, Illinois · NCUA charter #60346
REDBRAND
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $73.8M
- Total assets
- 7,314
- Members
- 12.2%
- Net-worth ratio
REDBRAND scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $73.8M; members 7,314; net-worth ratio 12.24%; health rank #629 of 4,374; healthier than 84th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#629 of 4,374 health · 2025Q4REDBRAND · health 93/100 · $73.8M · 2025Q4
- ROA 93/100
- ASSETS 12.2%
- MEM 0.36%
- RANK 0.75%
- PHOTO $73.8M
- BOOK 7,314
- CHARTER #629/4,374
- NCUSIF Michigan Columbus
- CAMELS 60346
Call Report peers
REDBRAND in the assets neighbourhood
REDBRAND's $73.8M assets sit next to Michigan Columbus ($73.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
REDBRAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
REDBRAND - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #60346 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
REDBRAND: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.36% vs peer 0.96% (-0.60 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -1.50 pp (61.10% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
REDBRAND: in-state Call Report ranks
- In Illinois, health place is #24 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #61 of 192.
- Member book place in Illinois: #55 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
REDBRAND Call Report trajectory
REDBRAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.4% from $73.8M (2025Q4) to $76.3M (2026Q1).
- Net-worth ratio shifted -0.18 pp (12.42% → 12.24%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 12.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.24% | -1.38 pp |
| Delinquency Rate | 0.36% | -0.60 pp |
| Return on Assets | 0.75% | +0.09 pp |
| Member Growth | 1.06% | - |
| Loan-to-Share Ratio | 61.10% | -1.50 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - REDBRAND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $76.3M | - |
| 2025Q4 | $73.8M | 7,314 |
| 2024Q4 | $72.1M | 7,237 |
| 2023Q4 | $74.6M | 7,325 |
Credit Union Details
- Charter Number
- 60346
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Bartonville
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, REDBRAND runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Bartonville, IL |
| Pekin Branch | Pekin, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
REDBRAND nationwide neighbourhoods
REDBRAND's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($73.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- REDBRAND ranks #629 of 4,374 nationally on financial health and #24 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Education Personnel is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Education Personnel
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is REDBRAND financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - REDBRAND's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #629 of 4,374; by total assets it ranks #2,090 of 4,374 nationally (same basis as /rankings/largest); and #61 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.24% net worth ratio and 0.36% delinquency rate are the key drivers.
How does REDBRAND compare to other credit unions?
93/100 is REDBRAND's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join REDBRAND?
Membership eligibility for REDBRAND depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact REDBRAND directly for current membership requirements and application steps.
Is my money safe at REDBRAND?
Federal credit unions like REDBRAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REDBRAND's net worth ratio of 12.24% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does REDBRAND offer compared to banks?
Credit unions like REDBRAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact REDBRAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.