State credit union · Champaign, Illinois · NCUA charter #60583
University of Illinois Community
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $755.5M
- Total assets
- 64,203
- Members
- 9.7%
- Net-worth ratio
University of Illinois Community scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $755.5M; members 64,203; net-worth ratio 9.68%; health rank #2,329 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,329 of 4,374 health · 2025Q4University · health 83/100 · $755.5M · 2025Q4
Call Report peers
University of Illinois Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
University of Illinois Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); University of Illinois Community sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
University of Illinois Community: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 91.52% vs peer 83.90% (+7.62 pp).
- Largest lag: Net Worth Ratio at 9.68% vs peer 11.18% (-1.50 pp).
University of Illinois Community: in-state Call Report ranks
- In Illinois, health place is #106 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #17 of 192.
- Illinois membership ordinal: #11 of 192.
- One place up in Illinois, Catholic & Community (#105) ties at 83/100; one place down, National Police (#107) ties at 83/100.
University of Illinois Community Call Report trajectory
University of Illinois Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $755.5M (2025Q4) to $767.1M (2026Q1).
- Net-worth ratio shifted +0.13 pp (9.55% → 9.68%).
At 9.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
University of Illinois Community gives up 17 points in total. Return on Assets costs the most, 10.7 of its 15; Loan-to-Share Ratio loses the least, 0.7.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 22.6 pts
- Return on Assets 4.3 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 14.1 pts
University health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.68% | -1.50 pp |
| Delinquency Rate | 0.74% | -0.14 pp |
| Return on Assets | -0.02% | -0.53 pp |
| Member Growth | 3.15% | - |
| Loan-to-Share Ratio | 91.52% | +7.62 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - University of Illinois Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $767.1M | - |
| 2025Q4 | $755.5M | 64,203 |
| 2024Q4 | $678.2M | 62,243 |
| 2023Q4 | $649.8M | 61,343 |
Credit Union Details
- Charter Number
- 60583
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Illinois
- City
- Champaign
- Data Quarter
- 2025Q4
Branch Locations (8)
The NCUA branch filing lists 8 physical offices for University of Illinois Community, spread across 6 cities.
| Office | City |
|---|---|
| First Street Office (Main Office) | Champaign, IL |
| Hamilton Branch | Bloomington, IL |
| Illinois Educators Credit Union | Champaign, IL |
| Gilbert Branch | Danville, IL |
| Mahomet Branch | Mahomet, IL |
| Kays Branch | Normal, IL |
| Five Points | Urbana, IL |
| Union Branch | Urbana, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
- CORPORATE AMERICA FAMILYElgin, IL · Over $500M82Health
- R.I.A.Rock Island, IL · Over $500M82Health
- NUMARKJoliet, IL · Over $500M86Health
- NATIONAL POLICECHICAGO, IL · Over $500M83Health
- DUPAGENaperville, IL · Over $500M84Health
Compare University of Illinois Community vs CORPORATE AMERICA FAMILY
Cross-state Call Report peers for University
Similar total assets
Using this data
- University of Illinois Community ranks #2,329 of 4,374 nationally on financial health and #106 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Corporate America Family is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Corporate America Family
Frequently Asked Questions
Is University of Illinois Community financially healthy?
On its 2025Q4 NCUA 5300 filing, University of Illinois Community scores 83/100 (Excellent), with a 9.68% net worth ratio and 0.74% of loans delinquent. It ranks #2,329 of 4,374 nationally on health and #106 of 192 in Illinois.
How does University of Illinois Community compare to other credit unions?
University of Illinois Community scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (91.52% vs 83.90%). Its widest shortfall is net worth ratio (9.68% vs 11.18%).
How can I join University of Illinois Community?
Membership eligibility for University of Illinois Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact University of Illinois Community directly for current membership requirements and application steps.
Is my money safe at University of Illinois Community?
University of Illinois Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. University of Illinois Community's net worth ratio of 9.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.