State credit union · Cicero, Illinois · NCUA charter #68180
Burlington Northern Santa Fe Railwy
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $7.9M
- Total assets
- 1,619
- Members
- 17.5%
- Net-worth ratio
Burlington Northern Santa Fe Railwy scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.9M; members 1,619; net-worth ratio 17.55%; health rank #3,861 of 4,374; healthier than 11th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,861 of 4,374 health · 2025Q4Burlington Northern Santa F… · health 65/100 · $7.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Burlington Northern Santa Fe Railwy vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Burlington Northern Santa Fe Railwy sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Burlington Northern Santa Fe Railwy vs $2M–$10M peers
- Return on Assets leads the peer set - 0.81% here, 0.45% peer average (+0.36 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.84 pp (49.76% vs 63.60%).
Burlington Northern Santa Fe Railwy: in-state Call Report ranks
- Illinois health ordinal: #173 of 192.
- By total assets, Burlington Northern Santa Fe Railwy is #130 of 192 in Illinois.
- Member book place in Illinois: #113 of 192.
- One place up in Illinois, HAULPAK (#172) ties at 65/100; one place down, Maroon Financial (#174) ties at 65/100.
How Burlington Northern Santa Fe Railwy's 5300 filing moved
Burlington Northern Santa Fe Railwy: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $7.9M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted -3.31 pp (20.86% → 17.55%).
This credit union's 17.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Burlington Northern Santa Fe Railwy gives up 35 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 10.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.55% | -1.51 pp |
| Delinquency Rate | 6.25% | +4.44 pp |
| Return on Assets | 0.81% | +0.36 pp |
| Member Growth | 0.37% | - |
| Loan-to-Share Ratio | 49.76% | -13.84 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Burlington Northern Santa Fe Railwy
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $7.9M | 1,619 |
| 2024Q4 | $8.2M | 1,613 |
| 2023Q4 | $8.2M | 1,613 |
Credit Union Details
- Charter Number
- 68180
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Cicero
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Burlington Northern Santa Fe Railwy.
| Office | City |
|---|---|
| Main Office (Main Office) | Cicero, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
- JOLIET FIREFIGHTERSJoliet, IL · $2M–$10M96Health
- PONTIAC DWIGHT PRISON EMPLOYSPONTIAC, IL · $2M–$10M81Health
- CTA-74TH STREET DEPOTChicago, IL · $2M–$10M55Health
- CHICAGO AREA OFFICEChicago, IL · $2M–$10M43Health
- PEORIA HIWAYPeoria, IL · $2M–$10M91Health
Compare Burlington Northern Santa Fe Railwy vs JOLIET FIREFIGHTERS
Cross-state Call Report peers for Burlington Northern Santa F…
Similar health score
Using this data
- Burlington Northern Santa Fe Railwy ranks #3,861 of 4,374 nationally on financial health and #173 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Joliet Firefighters is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Joliet Firefighters
Frequently Asked Questions
Is Burlington Northern Santa Fe Railwy financially healthy?
Burlington Northern Santa Fe Railwy has a financial health score of 65/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,861 of 4,374 nationally on health and #173 of 192 in Illinois. Its net worth ratio is 17.55% and its delinquency rate 6.25%.
How does Burlington Northern Santa Fe Railwy compare to other credit unions?
Burlington Northern Santa Fe Railwy scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (0.81% vs 0.45%). Its widest shortfall is loan-to-share ratio (49.76% vs 63.60%).
How can I join Burlington Northern Santa Fe Railwy?
Membership eligibility for Burlington Northern Santa Fe Railwy depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Burlington Northern Santa Fe Railwy directly for current membership requirements and application steps.
Is my money safe at Burlington Northern Santa Fe Railwy?
Burlington Northern Santa Fe Railwy is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Burlington Northern Santa Fe Railwy's net worth ratio of 17.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.