Federal credit union · Broadview, Illinois · NCUA charter #2467
Northside L
Health score 50/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 50
- Health / 100
- $4.9M
- Total assets
- 808
- Members
- 15.6%
- Net-worth ratio
Northside L scores 50/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.9M; members 808; net-worth ratio 15.59%; health rank #4,272 of 4,374; healthier than 2nd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,272 of 4,374 health · 2025Q4Northside L · health 50/100 · $4.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northside L vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northside L sits in 50-54 with 82 others.
50 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Northside L
- Widest shortfall vs peers is Loan-to-Share Ratio: -30.04 pp (33.56% vs 63.60%).
Northside L: in-state Call Report ranks
- Illinois health ordinal: #188 of 192.
- Assets rank #146 of 192 inside Illinois ($4.9M reported).
- Membership ranks #138 of 192 among Illinois CUs with a reported count (808 members).
- One place up in Illinois, South Side Community (#187) scores 52/100, 2 points higher; one place down, Harvard Community (#189) scores 48/100, 2 points lower.
Northside L Call Report trajectory
Northside L: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $4.9M (2025Q4) to $4.9M (2026Q1).
- Net-worth ratio shifted -0.15 pp (15.74% → 15.59%).
This credit union's 15.59% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 50/100 score is built
Northside L gives up 50 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.7 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.3 pts
Northside L vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.59% | -3.47 pp |
| Delinquency Rate | 2.29% | +0.48 pp |
| Return on Assets | -0.74% | -1.19 pp |
| Member Growth | -7.13% | - |
| Loan-to-Share Ratio | 33.56% | -30.04 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Northside L filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.9M | - |
| 2025Q4 | $4.9M | 808 |
| 2024Q4 | $5.1M | 870 |
| 2023Q4 | $5.5M | 936 |
Credit Union Details
- Charter Number
- 2467
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Broadview
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Northside L runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Broadview, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Northside L nationwide neighbourhoods
Using this data
- Northside L ranks #4,272 of 4,374 nationally on financial health and #188 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Urbana Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Urbana Municipal Employees
Frequently Asked Questions
Is Northside L financially healthy?
On its 2025Q4 NCUA 5300 filing, Northside L scores 50/100 (Fair), with a 15.59% net worth ratio and 2.29% of loans delinquent. It ranks #4,272 of 4,374 nationally on health and #188 of 192 in Illinois.
How does Northside L compare to other credit unions?
Northside L scores 50/100, higher than 2% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (33.56% vs 63.60%).
How can I join Northside L?
Northside L operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Northside L directly for the exact boundaries and application steps.
Is my money safe at Northside L?
Northside L is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northside L's net worth ratio of 15.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.