State credit union · Countryside, Illinois · NCUA charter #61847
Midwest Coalition of Labor
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $77.0M
- Total assets
- 8,470
- Members
- 14.9%
- Net-worth ratio
Midwest Coalition of Labor scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $77.0M; members 8,470; net-worth ratio 14.93%; health rank #341 of 4,374; healthier than 90th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#341 of 4,374 health · 2025Q4Midwest Coalition of Labor · health 95/100 · $77.0M · 2025Q4
Call Report peers
Midwest Coalition of Labor in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Midwest Coalition of Labor vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Midwest Coalition of Labor sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Midwest Coalition of Labor
- Loan-to-Share Ratio leads the peer set - 85.73% here, 62.60% peer average (+23.13 pp).
Illinois standing for Midwest Coalition of Labor
- Health composite ranks #13 of 192 among scored Illinois credit unions.
- Assets rank #59 of 192 inside Illinois ($77.0M reported).
- Member book place in Illinois: #51 of 192.
- One place up in Illinois, United Community (#12) ties at 95/100; one place down, Abbott Laboratories (#14) ties at 95/100.
Midwest Coalition of Labor Call Report trajectory
Midwest Coalition of Labor: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $77.0M (2025Q4) to $77.8M (2026Q1).
- Net-worth ratio shifted +0.22 pp (14.71% → 14.93%).
At 14.93%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
Midwest Coalition of Labor gives up 5 points in total. Delinquency Rate costs the most, 2.5 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.5 pts
- Return on Assets 15.0 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.93% | +1.31 pp |
| Delinquency Rate | 0.75% | -0.21 pp |
| Return on Assets | 1.49% | +0.84 pp |
| Member Growth | 3.33% | - |
| Loan-to-Share Ratio | 85.73% | +23.13 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $77.8M | - |
| 2025Q4 | $77.0M | 8,470 |
| 2024Q4 | $74.5M | 8,197 |
| 2023Q4 | $73.5M | 7,775 |
Credit Union Details
- Charter Number
- 61847
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Countryside
- Data Quarter
- 2025Q4
Branch Location
Midwest Coalition of Labor operates a single office in Countryside, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Countryside (Main Office) | Countryside, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Midwest Coalition of Labor ranks #341 of 4,374 nationally on financial health and #13 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- METRO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with METRO
Frequently Asked Questions
Is Midwest Coalition of Labor financially healthy?
Midwest Coalition of Labor has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #341 of 4,374 nationally on health and #13 of 192 in Illinois. Its net worth ratio is 14.93% and its delinquency rate 0.75%.
How does Midwest Coalition of Labor compare to other credit unions?
Midwest Coalition of Labor scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (85.73% vs 62.60%).
How can I join Midwest Coalition of Labor?
Membership eligibility for Midwest Coalition of Labor depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Midwest Coalition of Labor directly for current membership requirements and application steps.
Is my money safe at Midwest Coalition of Labor?
Midwest Coalition of Labor is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Midwest Coalition of Labor's net worth ratio of 14.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.