State credit union · WHEATON, Illinois · NCUA charter #61290
Dupage County Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $18.5M
- Total assets
- 2,322
- Members
- 15.8%
- Net-worth ratio
Dupage County Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.5M; members 2,322; net-worth ratio 15.75%; health rank #745 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#745 of 4,374 health · 2025Q4Dupage County Employees · health 92/100 · $18.5M · 2025Q4
- MEM 92/100
- RANK 15.8%
- PHOTO 0.51%
- BOOK 1.95%
- CHARTER $18.5M
- NCUSIF 2,322
- CAMELS #745/4,374
- HEALTH Southern Star
- NW 61290
Call Report peers
Dupage County Employees in the assets neighbourhood
Dupage County Employees's $18.5M assets sit next to Southern Star ($18.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dupage County Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dupage County Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #61290, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Dupage County Employees vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 62.94% vs peer 59.80% (+3.14 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Dupage County Employees sits in Illinois
- Illinois health ordinal: #29 of 192.
- By total assets, Dupage County Employees is #107 of 192 in Illinois.
- Membership ranks #97 of 192 among Illinois CUs with a reported count (2,322 members).
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Dupage County Employees
Dupage County Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.2% from $18.5M (2025Q4) to $18.5M (2026Q1).
- Net-worth ratio shifted +0.24 pp (15.51% → 15.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 15.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 13.6 pts
Dupage County Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.75% | +0.89 pp |
| Delinquency Rate | 0.51% | -0.63 pp |
| Return on Assets | 1.95% | +1.24 pp |
| Member Growth | -0.26% | - |
| Loan-to-Share Ratio | 62.94% | +3.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Dupage County Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.5M | - |
| 2025Q4 | $18.5M | 2,322 |
| 2024Q4 | $18.8M | 2,328 |
| 2023Q4 | $19.8M | 2,280 |
Credit Union Details
- Charter Number
- 61290
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- WHEATON
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dupage County Employees.
| Office | City |
|---|---|
| DuPage County Employees Credit Union (Main Office) | Wheaton, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Dupage County Employees
Dupage County Employees's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($18.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Dupage County Employees ranks #745 of 4,374 nationally on financial health and #29 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northern Illinois is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northern Illinois
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dupage County Employees financially healthy?
Dupage County Employees scores 92/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #745 of 4,374; by total assets it ranks #3,191 of 4,374 nationally (same basis as /rankings/largest); and #107 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 15.75% net worth ratio and a 0.51% delinquency rate.
How does Dupage County Employees compare to other credit unions?
On PlainCU's health composite, Dupage County Employees lands at 92/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dupage County Employees?
Membership eligibility for Dupage County Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dupage County Employees directly for current membership requirements and application steps.
Is my money safe at Dupage County Employees?
Federal credit unions like Dupage County Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dupage County Employees's net worth ratio of 15.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dupage County Employees offer compared to banks?
Credit unions like Dupage County Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dupage County Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.