State credit union · Decatur, Illinois · NCUA charter #60293
Decatur Policemen
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $5.3M
- Total assets
- 389
- Members
- 14.7%
- Net-worth ratio
Decatur Policemen scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 389; net-worth ratio 14.66%; health rank #3,816 of 4,374; healthier than 12th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,816 of 4,374 health · 2025Q4Decatur Policemen · health 66/100 · $5.3M · 2025Q4
- RANK 66/100
- PHOTO 14.7%
- BOOK 3.68%
- CHARTER 0.41%
- NCUSIF $5.3M
- CAMELS 389
- HEALTH #3,816/4,374
- NW n/a
- DELQ 60293
Call Report peers
Decatur Policemen carries $5.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Decatur Policemen vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Decatur Policemen - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #60293: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Decatur Policemen: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 86.60% vs peer 63.60% (+23.00 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.40 pp (14.66% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Decatur Policemen in Illinois
- In Illinois, health place is #170 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #142 of 192 inside Illinois ($5.3M reported).
- Membership ranks #162 of 192 among Illinois CUs with a reported count (389 members).
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Decatur Policemen: 2025Q4 → 2026Q1
Decatur Policemen: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $5.3M (2025Q4) to $5.3M (2026Q1).
- Net-worth ratio shifted +0.36 pp (14.30% → 14.66%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.66% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.0 pts
- Return on Assets 13.6 pts
- Member Growth 5.4 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Decatur Policemen
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.66% | -4.40 pp |
| Delinquency Rate | 3.68% | +1.87 pp |
| Return on Assets | 0.41% | -0.04 pp |
| Member Growth | -2.02% | - |
| Loan-to-Share Ratio | 86.60% | +23.00 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.3M | - |
| 2025Q4 | $5.3M | 389 |
| 2024Q4 | $5.2M | 397 |
| 2023Q4 | $5.2M | 399 |
Credit Union Details
- Charter Number
- 60293
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Decatur
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Decatur Policemen.
| Office | City |
|---|---|
| 707 W. South Side Dr (Main Office) | Decatur, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Decatur Policemen nationwide neighbourhoods
Decatur Policemen's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Decatur Policemen ranks #3,816 of 4,374 nationally on financial health and #170 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.S.H. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.S.H. Employees
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Decatur Policemen financially healthy?
Decatur Policemen has a financial health score of 66/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,816 of 4,374; by total assets it ranks #3,861 of 4,374 nationally (same basis as /rankings/largest); and #142 of 192 within Illinois. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 14.66% and delinquency rate of 3.68%.
How does Decatur Policemen compare to other credit unions?
Decatur Policemen scores 66/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Decatur Policemen?
Membership eligibility for Decatur Policemen depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Decatur Policemen directly for current membership requirements and application steps.
Is my money safe at Decatur Policemen?
Federal credit unions like Decatur Policemen are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Decatur Policemen's net worth ratio of 14.66% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Decatur Policemen offer compared to banks?
Credit unions like Decatur Policemen are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Decatur Policemen directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.