State credit union · Decatur, Illinois · NCUA charter #60293
Decatur Policemen
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $5.3M
- Total assets
- 389
- Members
- 14.7%
- Net-worth ratio
Decatur Policemen scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 389; net-worth ratio 14.66%; health rank #3,816 of 4,374; healthier than 12th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,816 of 4,374 health · 2025Q4Decatur Policemen · health 66/100 · $5.3M · 2025Q4
Call Report peers
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Decatur Policemen vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Decatur Policemen sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Decatur Policemen: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 86.60% vs peer 63.60% (+23.00 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.40 pp (14.66% vs 19.06%).
Decatur Policemen in Illinois
- In Illinois, health place is #170 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #142 of 192 inside Illinois ($5.3M reported).
- Membership ranks #162 of 192 among Illinois CUs with a reported count (389 members).
- One place up in Illinois, Great Lakes (#169) scores 67/100, 1 point higher; one place down, SERVICES (#171) scores 65/100, 1 point lower.
Decatur Policemen: 2025Q4 → 2026Q1
Decatur Policemen: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $5.3M (2025Q4) to $5.3M (2026Q1).
- Net-worth ratio shifted +0.36 pp (14.30% → 14.66%).
14.66% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
Decatur Policemen gives up 34 points in total. Delinquency Rate costs the most, 23 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.0 pts
- Return on Assets 13.6 pts
- Member Growth 5.4 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Decatur Policemen
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.66% | -4.40 pp |
| Delinquency Rate | 3.68% | +1.87 pp |
| Return on Assets | 0.41% | -0.04 pp |
| Member Growth | -2.02% | - |
| Loan-to-Share Ratio | 86.60% | +23.00 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.3M | - |
| 2025Q4 | $5.3M | 389 |
| 2024Q4 | $5.2M | 397 |
| 2023Q4 | $5.2M | 399 |
Credit Union Details
- Charter Number
- 60293
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Decatur
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Decatur Policemen.
| Office | City |
|---|---|
| 707 W. South Side Dr (Main Office) | Decatur, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Decatur Policemen nationwide neighbourhoods
Similar health score
Using this data
- Decatur Policemen ranks #3,816 of 4,374 nationally on financial health and #170 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.S.H. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.S.H. Employees
Frequently Asked Questions
Is Decatur Policemen financially healthy?
Decatur Policemen has a financial health score of 66/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,816 of 4,374 nationally on health and #170 of 192 in Illinois. Its net worth ratio is 14.66% and its delinquency rate 3.68%.
How does Decatur Policemen compare to other credit unions?
Decatur Policemen scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (86.60% vs 63.60%). Its widest shortfall is net worth ratio (14.66% vs 19.06%).
How can I join Decatur Policemen?
Membership eligibility for Decatur Policemen depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Decatur Policemen directly for current membership requirements and application steps.
Is my money safe at Decatur Policemen?
Decatur Policemen is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Decatur Policemen's net worth ratio of 14.66% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.