State credit union · Peoria, Illinois · NCUA charter #60873
Peoria City Employees
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $6.3M
- Total assets
- 1,000
- Members
- 22.2%
- Net-worth ratio
Peoria City Employees scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.3M; members 1,000; net-worth ratio 22.22%; health rank #3,046 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,046 of 4,374 health · 2025Q4Peoria City Employees · health 77/100 · $6.3M · 2025Q4
Call Report peers
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Peoria City Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Peoria City Employees sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Peoria City Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 22.22% vs peer 19.06% (+3.16 pp).
- Delinquency Rate trails the peer set - 1.96% here, 1.81% peer average (+0.15 pp).
Where Peoria City Employees sits in Illinois
- In Illinois, health place is #136 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, Peoria City Employees is #136 of 192 in Illinois.
- Member book place in Illinois: #132 of 192.
- One place up in Illinois, U. S. Employees (#135) scores 78/100, 1 point higher; one place down, Springfield Firefighters (#137) ties at 77/100.
How Peoria City Employees's 5300 filing moved
Peoria City Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.4% from $6.3M (2025Q4) to $6.1M (2026Q1).
- Net-worth ratio shifted +0.69 pp (21.53% → 22.22%).
At 22.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Peoria City Employees gives up 23 points in total. Delinquency Rate costs the most, 12.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.8 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 13.9 pts
Call Report ratios for Peoria City Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.22% | +3.16 pp |
| Delinquency Rate | 1.96% | +0.15 pp |
| Return on Assets | 2.22% | +1.77 pp |
| Member Growth | -2.06% | - |
| Loan-to-Share Ratio | 66.48% | +2.88 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Peoria City Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.1M | - |
| 2025Q4 | $6.3M | 1,000 |
| 2024Q4 | $6.2M | 1,021 |
| 2023Q4 | $6.3M | 1,018 |
Credit Union Details
- Charter Number
- 60873
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
Branch Location
Peoria City Employees operates a single office in Peoria, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Peoria City Employees Credit Union (Main Office) | Peoria, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Peoria City Employees ranks #3,046 of 4,374 nationally on financial health and #136 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Employees Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Employees Community
Frequently Asked Questions
Is Peoria City Employees financially healthy?
Peoria City Employees has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,046 of 4,374 nationally on health and #136 of 192 in Illinois. Its net worth ratio is 22.22% and its delinquency rate 1.96%.
How does Peoria City Employees compare to other credit unions?
Peoria City Employees scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (22.22% vs 19.06%). Its widest shortfall is delinquency rate (1.96% vs 1.81%).
How can I join Peoria City Employees?
Membership eligibility for Peoria City Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria City Employees directly for current membership requirements and application steps.
Is my money safe at Peoria City Employees?
Peoria City Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria City Employees's net worth ratio of 22.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.