State credit union · Peoria, Illinois · NCUA charter #60873
Peoria City Employees
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $6.3M
- Total assets
- 1,000
- Members
- 22.2%
- Net-worth ratio
Peoria City Employees scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.3M; members 1,000; net-worth ratio 22.22%; health rank #3,046 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,046 of 4,374 health · 2025Q4Peoria City Employees · health 77/100 · $6.3M · 2025Q4
- BOOK 77/100
- CHARTER 22.2%
- NCUSIF 1.96%
- CAMELS 2.22%
- HEALTH $6.3M
- NW 1,000
- DELQ #3,046/4,374
- ROA n/a
- ASSETS 60873
Call Report peers
Peoria City Employees carries $6.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Peoria City Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peoria City Employees - Share Insurance Coverage
Charter #60873's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Peoria City Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 22.22% vs peer 19.06% (+3.16 pp).
- Delinquency Rate trails the peer set - 1.96% here, 1.81% peer average (+0.15 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Peoria City Employees sits in Illinois
- In Illinois, health place is #136 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, Peoria City Employees is #136 of 192 in Illinois.
- Member book place in Illinois: #132 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Peoria City Employees's 5300 filing moved
Peoria City Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.4% from $6.3M (2025Q4) to $6.1M (2026Q1).
- Net-worth ratio shifted +0.69 pp (21.53% → 22.22%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 22.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.8 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 13.9 pts
Call Report ratios for Peoria City Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.22% | +3.16 pp |
| Delinquency Rate | 1.96% | +0.15 pp |
| Return on Assets | 2.22% | +1.77 pp |
| Member Growth | -2.06% | - |
| Loan-to-Share Ratio | 66.48% | +2.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Peoria City Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.1M | - |
| 2025Q4 | $6.3M | 1,000 |
| 2024Q4 | $6.2M | 1,021 |
| 2023Q4 | $6.3M | 1,018 |
Credit Union Details
- Charter Number
- 60873
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
Branch Location
Peoria City Employees operates a single office in Peoria, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Peoria City Employees Credit Union (Main Office) | Peoria, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Peoria City Employees, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- Peoria City Employees ranks #3,046 of 4,374 nationally on financial health and #136 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- State Employees Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with State Employees Community
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Peoria City Employees financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Peoria City Employees carries a financial health score of 77/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,046 of 4,374; by total assets it ranks #3,781 of 4,374 nationally (same basis as /rankings/largest); and #136 of 192 within Illinois. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 22.22% net worth ratio and a 1.96% delinquency rate.
How does Peoria City Employees compare to other credit unions?
Peoria City Employees scores 77/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Peoria City Employees?
Membership eligibility for Peoria City Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria City Employees directly for current membership requirements and application steps.
Is my money safe at Peoria City Employees?
Federal credit unions like Peoria City Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria City Employees's net worth ratio of 22.22% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Peoria City Employees offer compared to banks?
Credit unions like Peoria City Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Peoria City Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.