State credit union · Streator, Illinois · NCUA charter #62939
Streator Community
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $38.5M
- Total assets
- 2,392
- Members
- 11.1%
- Net-worth ratio
Streator Community scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.5M; members 2,392; net-worth ratio 11.09%; health rank #2,872 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,872 of 4,374 health · 2025Q4Streator Community · health 79/100 · $38.5M · 2025Q4
Call Report peers
Streator Community in the assets neighbourhood
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Streator Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Streator Community sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Streator Community vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.74% vs peer 1.15% (-0.40 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.86 pp (25.94% vs 59.80%).
Illinois standing for Streator Community
- Health composite ranks #128 of 192 among scored Illinois credit unions.
- Assets rank #81 of 192 inside Illinois ($38.5M reported).
- Member book place in Illinois: #92 of 192.
- One place up in Illinois, Kankakee Federation of Teachers (#127) ties at 79/100; one place down, Riverside Community (#129) ties at 79/100.
Streator Community Call Report trajectory
Streator Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.7% from $38.5M (2025Q4) to $40.3M (2026Q1).
- Net-worth ratio shifted -0.20 pp (11.29% → 11.09%).
This credit union's 11.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Streator Community gives up 21 points in total. Member Growth costs the most, 12.1 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.6 pts
- Return on Assets 15.0 pts
- Member Growth 2.9 pts
- Loan-to-Share Ratio 8.5 pts
Call Report ratios for Streator Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.09% | -3.77 pp |
| Delinquency Rate | 0.74% | -0.40 pp |
| Return on Assets | 0.77% | +0.07 pp |
| Member Growth | -3.39% | - |
| Loan-to-Share Ratio | 25.94% | -33.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Streator Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.3M | - |
| 2025Q4 | $38.5M | 2,392 |
| 2024Q4 | $36.5M | 2,476 |
| 2023Q4 | $37.2M | 2,558 |
Credit Union Details
- Charter Number
- 62939
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Streator
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Streator Community.
| Office | City |
|---|---|
| Streator Community Credit Union (Main Office) | Streator, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Streator Community nationwide neighbourhoods
Similar total assets
Using this data
- Streator Community ranks #2,872 of 4,374 nationally on financial health and #128 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mwrd Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mwrd Employees
Frequently Asked Questions
Is Streator Community financially healthy?
Streator Community has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,872 of 4,374 nationally on health and #128 of 192 in Illinois. Its net worth ratio is 11.09% and its delinquency rate 0.74%.
How does Streator Community compare to other credit unions?
Streator Community scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.74% vs 1.15%). Its widest shortfall is loan-to-share ratio (25.94% vs 59.80%).
How can I join Streator Community?
Membership eligibility for Streator Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Streator Community directly for current membership requirements and application steps.
Is my money safe at Streator Community?
Streator Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Streator Community's net worth ratio of 11.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.