Federal credit union · Chicago, Illinois · NCUA charter #15673
Israel Methcomm
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.3M
- Total assets
- 235
- Members
- 13.6%
- Net-worth ratio
Israel Methcomm scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.3M; members 235; net-worth ratio 13.58%; health rank #481 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#481 of 4,374 health · 2025Q4Israel Methcomm · health 94/100 · $2.3M · 2025Q4
- DELQ 94/100
- ROA 13.6%
- ASSETS 0.00%
- MEM 1.21%
- RANK $2.3M
- PHOTO 235
- BOOK #481/4,374
- CHARTER n/a
- NCUSIF 15673
Call Report peers
Israel Methcomm carries $2.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Israel Methcomm vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Israel Methcomm - Share Insurance Coverage
Charter #15673's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Israel Methcomm: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.00% here, 1.81% peer average (-1.81 pp).
- Largest lag: Loan-to-Share Ratio at 38.97% vs peer 63.60% (-24.63 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Israel Methcomm: in-state Call Report ranks
- In Illinois, health place is #18 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #160 of 192.
- Illinois membership ordinal: #177 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Israel Methcomm's 5300 filing moved
Israel Methcomm: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -5.4% from $2.3M (2025Q4) to $2.2M (2026Q1).
- Net-worth ratio shifted +1.43 pp (12.15% → 13.58%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.58%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 94.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.3 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Israel Methcomm
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.58% | -5.48 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.21% | +0.75 pp |
| Member Growth | 4.44% | - |
| Loan-to-Share Ratio | 38.97% | -24.63 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Israel Methcomm
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.2M | - |
| 2025Q4 | $2.3M | 235 |
| 2024Q4 | $2.0M | 225 |
| 2023Q4 | $1.9M | 220 |
Credit Union Details
- Charter Number
- 15673
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Israel Methcomm runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Israel Methcomm - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (94/100 here).
Using this data
- Israel Methcomm ranks #481 of 4,374 nationally on financial health and #18 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- B.E.A. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with B.E.A.
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Israel Methcomm financially healthy?
Israel Methcomm has a financial health score of 94/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #481 of 4,374; by total assets it ranks #4,106 of 4,374 nationally (same basis as /rankings/largest); and #160 of 192 within Illinois. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.58% and delinquency rate of 0.00%.
How does Israel Methcomm compare to other credit unions?
Israel Methcomm scores 94/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Israel Methcomm?
Israel Methcomm operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Israel Methcomm directly for the exact boundaries and application steps.
Is my money safe at Israel Methcomm?
Federal credit unions like Israel Methcomm are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Israel Methcomm's net worth ratio of 13.58% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Israel Methcomm offer compared to banks?
Credit unions like Israel Methcomm are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Israel Methcomm directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.