Federal credit union · Chicago, Illinois · NCUA charter #14058
St. Martin De Porres Parish
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $371K
- Total assets
- 152
- Members
- 14.6%
- Net-worth ratio
St. Martin De Porres Parish scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $371K; members 152; net-worth ratio 14.63%; health rank #3,458 of 4,374; healthier than 20th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,458 of 4,374 health · 2025Q4St. Martin De Porres Parish · health 72/100 · $371K · 2025Q4
- NCUSIF 72/100
- CAMELS 14.6%
- HEALTH 0.00%
- NW 0.17%
- DELQ $371K
- ROA 152
- ASSETS #3,458/4,374
- MEM n/a
- RANK 14058
St. Martin De Porres Parish carries $371K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Martin De Porres Parish vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Martin De Porres Parish - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #14058: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where St. Martin De Porres Parish diverges from peer averages
- Delinquency Rate leads the peer set - 0.00% here, 4.48% peer average (-4.48 pp).
- Loan-to-Share Ratio trails the peer set - 16.17% here, 52.70% peer average (-36.53 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where St. Martin De Porres Parish sits in Illinois
- Illinois health ordinal: #153 of 192.
- By total assets, St. Martin De Porres Parish is #183 of 192 in Illinois.
- Illinois membership ordinal: #184 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
St. Martin De Porres Parish Call Report trajectory
St. Martin De Porres Parish: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $371K (2025Q4) to $386K (2026Q1).
- Net-worth ratio shifted -0.20 pp (14.83% → 14.63%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.63%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 72/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 72.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.0 pts
St. Martin De Porres Parish health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.63% | -8.30 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.17% | -0.06 pp |
| Member Growth | -7.88% | - |
| Loan-to-Share Ratio | 16.17% | -36.53 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
St. Martin De Porres Parish quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $386K | - |
| 2025Q4 | $371K | 152 |
| 2024Q4 | $420K | 165 |
| 2023Q4 | $434K | 160 |
Credit Union Details
- Charter Number
- 14058
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, St. Martin De Porres Parish runs 2 offices.
| Office | City |
|---|---|
| Purcell Hall (Main Office) | Chicago, IL |
| Carol Johnson | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for St. Martin De Porres Parish
St. Martin De Porres Parish's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (72/100 here).
Using this data
- St. Martin De Porres Parish ranks #3,458 of 4,374 nationally on financial health and #153 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GIDEON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GIDEON
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Martin De Porres Parish financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, St. Martin De Porres Parish carries a financial health score of 72/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,458 of 4,374; by total assets it ranks #4,318 of 4,374 nationally (same basis as /rankings/largest); and #183 of 192 within Illinois. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.63% net worth ratio and a 0.00% delinquency rate.
How does St. Martin De Porres Parish compare to other credit unions?
St. Martin De Porres Parish scores 72/100 on PlainCU's health composite, compared to a peer group average for Under $2M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Martin De Porres Parish?
St. Martin De Porres Parish operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact St. Martin De Porres Parish directly for the exact boundaries and application steps.
Is my money safe at St. Martin De Porres Parish?
Federal credit unions like St. Martin De Porres Parish are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Martin De Porres Parish's net worth ratio of 14.63% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Martin De Porres Parish offer compared to banks?
Credit unions like St. Martin De Porres Parish are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Martin De Porres Parish directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.