State overview · Q4 2025

Louisiana Credit Unions

All 138 federally-insured credit unions in Louisiana, ranked by financial health, from NCUA 5300 Call Reports.

138
Credit unions
1.3M
Members
$16.9B
Combined assets
75/100
Avg health
138 CUs · avg health 75/100

Louisiana has 138 federally insured credit unions averaging 75/100 health on NCUA 5300 Call Report aggregates. Combined assets $16.9B; 63 score Excellent (80+). State leader: Eagle Louisiana at 98/100.

  • Mean delinquency rank #49 of 52 (lower DQ better)
  • Mean ROA rank #49 of 52
  • Data vintage 2026-09-06

Louisiana vs all states by credit-union count

Where this state's federally insured CU count sits among every state and D.C. on PlainCU

138 8th of 54 higher than 46 of 54 states

States and D.C., banded by federally insured credit-union count

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · Q4 2025

Health-score distribution

How Louisiana's 138 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

Excellent (80–100)63 CUsGood (60–79)53 CUsFair (40–59)18 CUsWeak (<40)4 CUs

Louisiana Call Report component averages

Mean NCUA 5300 ratios across 138 federally insured credit unions in Louisiana, plus national ordinals among 52 jurisdictions with ≥5 scored charters. Registry figures only, not advice on where to bank.

Mean delinquency
1.89%
National rank #49 of 52 · lower DQ better
Mean ROA
0.34%
National rank #49 of 52
Mean loan-to-share
71.2%
Mean net worth 17.3% · well-capitalized (≥7%) 96.4%
Largest CU share of state assets
14.1%
Dispersed book, largest charter holds under 25% of combined Louisiana CU assets · concentration rank #9 of 52 (lower share = more dispersed) · largest by assets on this board: BARKSDALE

A national sample of U.S. jurisdictions' credit-union sectors, positioned by mean net worth ratio (capital cushion) against mean delinquency rate (asset quality). Louisiana is highlighted. The crosshair splits states at the MEDIAN net worth ratio (14.0%) and the median delinquency rate (1.20%) computed across all 52 scored jurisdictions, not just the 30 plotted here, and not a simple midpoint of the range.

Louisiana vs. a national sample of states' credit-union sectors

Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, Louisiana highlighted. 2×2 strategic matrix plotting 30 entities by Net worth ratio (X) and Delinquency rate (Y), with a crosshair dividing the plot into four quadrants. Capitalized but RiskyWeakest PositionStrongest PositionLean but Clean 10%12%14%16%18% 0%0.5%1%1.5%2%2.5% Net worth ratio Delinquency rate Louisiana vs. a national sample of states' credit-union sectors AL - 16.25%, 1.743%AK - 11.69%, 0.876%AR - 16.34%, 1.809%CO - 11.98%, 1.045%DE - 15.7%, 1.799%DC - 14.99%, 2.364%GA - 15.97%, 1.181%ID - 11.55%, 0.89%IN - 14.73%, 1.306%IA - 15.09%, 1.429%KY - 14.12%, 1.121%MD - 13.25%, 1.269%MI - 12.62%, 0.909%MN - 13.98%, 0.886%MO - 11.87%, 1.299%NE - 13.77%, 1.06%NH - 11.15%, 0.746%NJ - 16.56%, 1.74%NY - 14.23%, 1.635%ND - 15.1%, 0.95%OK - 13.44%, 1.238%OR - 13.17%, 1.122%RI - 12.53%, 0.533%SD - 12.58%, 0.791%TX - 15.62%, 1.279%VI - 15.23%, 1.532%VT - 11.83%, 1.399%WA - 12.92%, 0.882%WI - 13.48%, 1.468%LA - 17.25%, 1.888%
Mean net worth ratio and mean delinquency rate for federally insured credit unions, a sample of 30 of 52 scored U.S. jurisdictions, Louisiana highlighted.

All Credit Unions in Louisiana

Credit Union Health
Eagle Louisiana BATON ROUGE 98
Southeast Louisiana Veterans Health New Orleans 98
Department of Corrections Baton Rouge 97
St. Bernard Parish School Board Emp CHALMETTE 97
ASCENSION GONZALES 96
Jefferson Parish Employees HARAHAN 96
ZELLCO BOGALUSA 96
Baton Rouge Fire Department Baton Rouge 95
ENGAGE NATCHITOCHES 95
Geismar Complex Geismar 95
Willis Knighton SHREVEPORT 95
District 58 Chase 94
Ouachita Valley West Monroe 94
Bayou Community Saint Gabriel 93
Efcu Financial Baton Rouge 93
First Street DERIDDER 93
Professional Fire Fighters SHREVEPORT 93
District 62 Highway HAMMOND 92
Heart of Louisiana PINEVILLE 92
New Orleans Police Department Emp. New Orleans 92
Post Office Employees' METAIRIE 92
Caddo Parish Teachers SHREVEPORT 91
UNO NEW ORLEANS 91
Baton Rouge Telco Baton Rouge 90
CAMPUS Baton Rouge 90
MAPLE Lafayette 90
WYMAR GEISMAR 90
BAYOU BATON ROUGE 89
Beauregard School Employees DERIDDER 89
XPLORE Metairie 89
Acadiana Medical Lafayette 88
Internal Revenue NEW ORLEANS 88
RAPIDES ALEXANDRIA 88
ACADIAN Lafayette 87
Barton Plant Employees BOUTTE 87
Calcasieu Teachers and Employees Lake Charles 87
Davison Employees SULPHUR 87
Louisiana Catholic Shreveport 87
ONPATH Metairie 87
Orleans Parish Sheriff's New Orleans 87
Louisiana Machinery Employees Monroe 86
Morgan City MORGAN CITY 86
Federal Employees MONROE 85
New Orleans Clerk & Checkers METAIRIE 85
CENLA Alexandria 84
University of Louisiana Lafayette 84
Baton Rouge City Parish Emp BATON ROUGE 83
KRAFTMAN Bastrop 83
RIVERLAND NEW ORLEANS 83
Alexandria Municipal Employees Alexandria 82
Electrical Workers Local 130 METAIRIE 82
La Capitol BATON ROUGE 82
Rapides General Hospital Empl ALEXANDRIA 82
Southwest Louisiana Lake Charles 82
T E a Houma 82
CENTRIC West Monroe 81
Gp Louisiana ZACHARY 81
Post Office Employees Shreveport 81
Alexandria T & P ALEXANDRIA 80
C-F La. DONALDSONVILLE 80
FLEUR-DE-LIS Metairie 80
LES BATON ROUGE 80
MERITUS LAFAYETTE 80
FORMATION Baton Rouge 79
Concordia Parish School Emp FERRIDAY 78
G G W New Orleans 78
PELICAN Baton Rouge 78
SEVENFOLD West Monroe 78
Vermilion Employees Abbeville 78
District 08 ALEXANDRIA 77
First Pioneers LAFAYETTE 77
P.H.I. Lafayette 77
Sabine School Employees MANY 77
Southern Teachers & Parents BATON ROUGE 77
State Agencies SHREVEPORT 77
St. Tammany SLIDELL 76
Avenue Baptist Brotherhood Shreveport 75
BRECO Baton Rouge 75
Calcasieu Parish Employees Lake Charles 75
EPIC Metairie 75
U B C Southern Council Industria Wo MINDEN 75
WESLA Shreveport 75
New Orleans Public Belt Railroad NEW ORLEANS 74
St. Mary Parish School Emp. Franklin 74
ANECA Shreveport 73
G. C. a. LAKE CHARLES 73
PEOPLE'S RAYNE 73
River Region LUTCHER 73
UNION FARMERVILLE 73
CSE Lake Charles 72
BARKSDALE BARKSDALE AFB 71
Old Spanish Trail WESTLAKE 71
Tangipahoa Parish Teachers AMITE 71
Washington Educational Assoc FRANKLINTON 70
James Ward, Jr. JENNINGS 69
Shreveport Police SHREVEPORT 69
The New Orleans Firemen's Metairie 69
Municipal Employees BOGALUSA 68
S H P E GREENSBURG 68
S T S P Lacombe 68
W B R T Port Allen 68
IBERVILLE PLAQUEMINE 67
NEIGHBORS BATON ROUGE 67
Pan Amoco METAIRIE 67
BOSSIER BOSSIER CITY 66
Livingston Parish DENHAM SPRINGS 66
TULANE/LOYOLA New Orleans 66
Fourth Ward amite 65
3rd District Highway Lafayette 64
Judicial & Justice New Orleans 64
N.O. Port Commission Employees New Orleans 63
VALEX Alexandria 63
CUSA Covington 62
Sewerage & Water Board Employees New Orleans 62
East Baton Rouge Teachers Baton Rouge 61
Louisiana Baptist alexandria 60
Teamsters Local Union #270 NEW ORLEANS 59
705 Lafayette 58
INSTEP New Orleans 58
Coast Guard Employees New Orleans 57
ESSENTIAL Baton Rouge 57
La Terre HOUMA 57
Total Choice Hahnville 57
FELICIANA ZACHARY 56
Immaculate Heart of Mary Lafayette 55
Access of Louisiana Lake Charles 54
Cabot Employees FRANKLIN 54
COGIC Lafayette 54
Xavier University New Orleans 50
MONTELL Sulphur 48
NODA SLIDELL 45
Iberia Parish New Iberia 44
CARTER SPRINGHILL 40
Richland Parish Schools Rayville 40
Arabi Sugar Workers New Orleans 39
Graphic Arts Shreveport 37
Louisiana Central HARAHAN 32
West Monroe West Monroe 27

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Louisiana

Louisiana is home to 138 federally-insured credit unions collectively serving 1.3M members with $16.9B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 75/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Eagle Louisiana of BATON ROUGE currently leads the cohort with a health score of 98/100, while the full distribution spans 138 institutions ranked below.

The health distribution breaks into four bands: 63 credit unions score 80–100 (Excellent), 53 score 60–79 (Good), 18 score 40–59 (Fair), and 4 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Louisiana's 138 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Nationwide states with similar credit-union assets or inventory

Two NCUA Call Report peer sets for Louisiana: nearest jurisdictions by combined federally-insured credit-union assets and by credit-union count. These are cross-state neighborhoods, not the in-state CU list above.

Similar combined assets

Nearest states by total credit-union assets ($16.9B here).

Hawaii $17.0B Kentucky $16.1B Connecticut $15.4B New Jersey $15.4B

Similar credit-union inventory

Nearest states by federally-insured credit-union count (138 here).

Tennessee 127 CUs Massachusetts 126 CUs Indiana 124 CUs Florida 109 CUs

Frequently Asked Questions

How many credit unions are in Louisiana?

There are 138 federally-insured credit unions in Louisiana as of Q4 2025, with a combined 1.3M members and $16.9B in total assets. That places Louisiana at #31 of 54 among U.S. jurisdictions by combined credit-union assets. On average health score, Louisiana ranks #51 of 54. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Louisiana?

Based on NCUA Q4 2025 data, Eagle Louisiana in BATON ROUGE ranks highest in Louisiana with a health score of 98/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Using Louisiana's data

  • Eagle Louisiana in BATON ROUGE is the healthiest scored credit union in Louisiana at 98/100 -- look up its full composite before assuming it fits your situation. View full profile
  • Louisiana's credit unions rank #49 of 52 nationally on delinquency rate (among the highest) and #49 of 52 on return on assets (among the weakest) -- both factor into the health score above, but they can move independently. National health rankings
  • Louisiana ranks #51 of 54 by average health score and #31 of 54 by combined credit-union assets among U.S. states -- see how other states compare before assuming this one is typical. State overviews

Figures are composite scores and averages built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Read our methodology - how this data is sourced, computed, and verified.