Federal credit union · Chicago, Illinois · NCUA charter #15454
Shiloh Englewood
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $368K
- Total assets
- 133
- Members
- 20.2%
- Net-worth ratio
Shiloh Englewood scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $368K; members 133; net-worth ratio 20.15%; health rank #2,525 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,525 of 4,374 health · 2025Q4Shiloh Englewood · health 81/100 · $368K · 2025Q4
- HEALTH 81/100
- NW 20.2%
- DELQ 0.00%
- ROA 16.37%
- ASSETS $368K
- MEM 133
- RANK #2,525/4,374
- PHOTO n/a
- BOOK 15454
Call Report peers
Shiloh Englewood carries $368K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Shiloh Englewood vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Shiloh Englewood - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #15454 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Shiloh Englewood: Call Report deltas vs peers
- Return on Assets leads the peer set - 16.37% here, 0.22% peer average (+16.15 pp).
- Largest lag: Loan-to-Share Ratio at 15.29% vs peer 52.70% (-37.41 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Shiloh Englewood
- Health composite ranks #115 of 192 among scored Illinois credit unions.
- By total assets, Shiloh Englewood is #185 of 192 in Illinois.
- Illinois membership ordinal: #188 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Shiloh Englewood's 5300 filing moved
Shiloh Englewood: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -13.4% from $368K (2025Q4) to $318K (2026Q1).
- Net-worth ratio shifted +3.89 pp (16.26% → 20.15%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 20.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 7.3 pts
Shiloh Englewood vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.15% | -2.78 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 16.37% | +16.15 pp |
| Member Growth | -2.92% | - |
| Loan-to-Share Ratio | 15.29% | -37.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $318K | - |
| 2025Q4 | $368K | 133 |
| 2024Q4 | $302K | 137 |
| 2023Q4 | $281K | 135 |
Credit Union Details
- Charter Number
- 15454
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Shiloh Englewood operates a single office in Chicago, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Shiloh Englewood Credit Union (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Shiloh Englewood
Two NCUA Call Report peer sets for Shiloh Englewood, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Shiloh Englewood ranks #2,525 of 4,374 nationally on financial health and #115 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GIDEON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GIDEON
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Shiloh Englewood financially healthy?
A 20.15% net worth ratio and a 0.00% delinquency rate feed into Shiloh Englewood's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,525 of 4,374; by total assets it ranks #4,322 of 4,374 nationally (same basis as /rankings/largest); and #185 of 192 within Illinois. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Shiloh Englewood compare to other credit unions?
On PlainCU's health composite, Shiloh Englewood lands at 81/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Shiloh Englewood?
Shiloh Englewood operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Shiloh Englewood directly for the exact boundaries and application steps.
Is my money safe at Shiloh Englewood?
Federal credit unions like Shiloh Englewood are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Shiloh Englewood's net worth ratio of 20.15% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Shiloh Englewood offer compared to banks?
Credit unions like Shiloh Englewood are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Shiloh Englewood directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.