Federal credit union · Chicago, Illinois · NCUA charter #15454
Shiloh Englewood
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $368K
- Total assets
- 133
- Members
- 20.2%
- Net-worth ratio
Shiloh Englewood scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $368K; members 133; net-worth ratio 20.15%; health rank #2,525 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,525 of 4,374 health · 2025Q4Shiloh Englewood · health 81/100 · $368K · 2025Q4
Call Report peers
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Shiloh Englewood vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Shiloh Englewood sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Shiloh Englewood: Call Report deltas vs peers
- Return on Assets leads the peer set - 16.37% here, 0.22% peer average (+16.15 pp).
- Largest lag: Loan-to-Share Ratio at 15.29% vs peer 52.70% (-37.41 pp).
Illinois standing for Shiloh Englewood
- Health composite ranks #115 of 192 among scored Illinois credit unions.
- By total assets, Shiloh Englewood is #185 of 192 in Illinois.
- Illinois membership ordinal: #188 of 192.
- One place up in Illinois, Kaskaskia Valley (#114) scores 82/100, 1 point higher; one place down, Evanston Firemens (#116) ties at 81/100.
How Shiloh Englewood's 5300 filing moved
Shiloh Englewood: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -13.4% from $368K (2025Q4) to $318K (2026Q1).
- Net-worth ratio shifted +3.89 pp (16.26% → 20.15%).
At 20.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Shiloh Englewood gives up 19 points in total. Member Growth costs the most, 11.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 7.3 pts
Shiloh Englewood vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.15% | -2.78 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 16.37% | +16.15 pp |
| Member Growth | -2.92% | - |
| Loan-to-Share Ratio | 15.29% | -37.41 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $318K | - |
| 2025Q4 | $368K | 133 |
| 2024Q4 | $302K | 137 |
| 2023Q4 | $281K | 135 |
Credit Union Details
- Charter Number
- 15454
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Shiloh Englewood operates a single office in Chicago, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Shiloh Englewood Credit Union (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Shiloh Englewood
Similar health score
Using this data
- Shiloh Englewood ranks #2,525 of 4,374 nationally on financial health and #115 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GIDEON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GIDEON
Frequently Asked Questions
Is Shiloh Englewood financially healthy?
Shiloh Englewood has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,525 of 4,374 nationally on health and #115 of 192 in Illinois. Its net worth ratio is 20.15% and its delinquency rate 0.00%.
How does Shiloh Englewood compare to other credit unions?
Shiloh Englewood scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (16.37% vs 0.22%). Its widest shortfall is loan-to-share ratio (15.29% vs 52.70%).
How can I join Shiloh Englewood?
Shiloh Englewood operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Shiloh Englewood directly for the exact boundaries and application steps.
Is my money safe at Shiloh Englewood?
Shiloh Englewood is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Shiloh Englewood's net worth ratio of 20.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.