State credit union · CHICAGO, Illinois · NCUA charter #60923
Park Manor Christian Church
Health score 64/100 (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $1.5M
- Total assets
- 251
- Members
- 14.5%
- Net-worth ratio
Park Manor Christian Church - Share Insurance Coverage
Charter #60923's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Park Manor Christian Church - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)0
- Earnings (ROA)100
- Member growth63
- Liquidity (loan-to-share)61
Weighted composite: 64/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This credit union's 14.46% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 14.46% | 30% |
| Delinquency Rate | 9.13% | 25% |
| Return on Assets | 1.44% | 15% |
| Member Growth | 0.40% | 15% |
| Loan-to-Share Ratio | 35.37% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $1.5M | 251 |
| 2024Q4 | $1.4M | 250 |
| 2023Q4 | $1.4M | 252 |
Credit Union Details
- Charter Number
- 60923
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- CHICAGO
- Data Quarter
- 2025Q4
What This Data Says About Park Manor Christian Church
Park Manor Christian Church is a state credit union headquartered in CHICAGO, Illinois, serving 251 members with $1.5M in total assets and $260K in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 64/100 (Good), anchored by a net worth ratio of 14.46% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #60923 operates under peer group Under $2M, a cohort of 243 similarly-sized institutions.
Two more numbers round out the picture: a 9.13% delinquency rate (loans 60+ days past due against the total book) - the peer group average for Under $2M credit unions sits at 4.477%, so this institution is running looser than peers - and a 35.37% loan-to-share ratio, below the 60% band that typically signals under-deployed capital. Return on assets stands at 1.44% on net income of $22K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 0.40%. The quarterly NCUA 5300 Call Report is the source for everything above, current through 2025Q4. Field of membership (currently: Other) decides eligibility to join. NCUSIF deposit-insurance coverage and usage guidance for this data live on our disclaimer page.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
- COLLEGE AND UNIVERSITYChicago, IL · Under $2M74Health
- ETHICON SUTURERiver Forest, IL · Under $2M91Health
- TAYLORVILLE SCHOOL EMPLOYEESTaylorville, IL · Under $2M62Health
- CLIFFORD-JACOBS EMPLOYEESCHAMPAIGN, IL · Under $2M70Health
- AURORA POSTAL EMPLOYEESAurora, IL · Under $2M68Health
Compare Park Manor Christian Church vs COLLEGE AND UNIVERSITY
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Park Manor Christian Church financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Park Manor Christian Church carries a financial health score of 64/100 (Good). On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 14.46% net worth ratio and a 9.13% delinquency rate.
How does Park Manor Christian Church compare to other credit unions?
Five weighted metrics from NCUA filings produce Park Manor Christian Church's 64/100 score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Park Manor Christian Church?
Membership eligibility for Park Manor Christian Church depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Park Manor Christian Church directly for current membership requirements and application steps.
Is my money safe at Park Manor Christian Church?
Federal credit unions like Park Manor Christian Church are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Park Manor Christian Church's net worth ratio of 14.46% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Park Manor Christian Church offer compared to banks?
Credit unions like Park Manor Christian Church are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Park Manor Christian Church directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.