State credit union · CHAMPAIGN, Illinois · NCUA charter #60627
Clifford-Jacobs Employees
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $1.1M
- Total assets
- 159
- Members
- 55.4%
- Net-worth ratio
Clifford-Jacobs Employees scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 159; net-worth ratio 55.39%; health rank #3,567 of 4,374; healthier than 17th of scored peers.
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#3,567 of 4,374 health · 2025Q4Clifford-Jacobs Employees · health 70/100 · $1.1M · 2025Q4
Call Report peers
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Clifford-Jacobs Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Clifford-Jacobs Employees sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Clifford-Jacobs Employees
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +90.40 pp (143.10% vs 52.70%).
Where Clifford-Jacobs Employees sits in Illinois
- Health composite ranks #156 of 192 among scored Illinois credit unions.
- Illinois assets place: #170 of 192.
- Membership ranks #182 of 192 among Illinois CUs with a reported count (159 members).
- One place up in Illinois, Maternity B.V.M. (#155) scores 71/100, 1 point higher; one place down, 77th Street Depot (#157) ties at 70/100.
Quarter path for Clifford-Jacobs Employees
Clifford-Jacobs Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $1.1M (2025Q4) to $1.2M (2026Q1).
- Net-worth ratio shifted -1.74 pp (57.13% → 55.39%).
55.39% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 70/100 score is built
Clifford-Jacobs Employees gives up 30 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 0.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 55.39% | +32.46 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.26% | +3.03 pp |
| Member Growth | -10.67% | - |
| Loan-to-Share Ratio | 143.10% | +90.40 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Clifford-Jacobs Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.2M | - |
| 2025Q4 | $1.1M | 159 |
| 2024Q4 | $1.2M | 178 |
| 2023Q4 | $1.3M | 182 |
Credit Union Details
- Charter Number
- 60627
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- CHAMPAIGN
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Clifford-Jacobs Employees runs 2 offices.
| Office | City |
|---|---|
| CLIFFORD JACOBS EMPLOYEE CREDIT UNION (Main Office) | CHAMPAIGN, IL |
| CLIFFORD-JACOBS FORGING | CHAMPAIGN, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Clifford-Jacobs Employees
Using this data
- Clifford-Jacobs Employees ranks #3,567 of 4,374 nationally on financial health and #156 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ethicon Suture is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ethicon Suture
Frequently Asked Questions
Is Clifford-Jacobs Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Clifford-Jacobs Employees scores 70/100 (Very Good), with a 55.39% net worth ratio and 0.00% of loans delinquent. It ranks #3,567 of 4,374 nationally on health and #156 of 192 in Illinois.
How does Clifford-Jacobs Employees compare to other credit unions?
Clifford-Jacobs Employees scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (143.10% vs 52.70%).
How can I join Clifford-Jacobs Employees?
Membership eligibility for Clifford-Jacobs Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Clifford-Jacobs Employees directly for current membership requirements and application steps.
Is my money safe at Clifford-Jacobs Employees?
Clifford-Jacobs Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Clifford-Jacobs Employees's net worth ratio of 55.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.