State credit union · Chicago, Illinois · NCUA charter #65231
Pilgrim Baptist
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $250K
- Total assets
- 136
- Members
- 24.9%
- Net-worth ratio
Pilgrim Baptist scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $250K; members 136; net-worth ratio 24.90%; health rank #3,575 of 4,374; healthier than 17th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,575 of 4,374 health · 2025Q4Pilgrim Baptist · health 70/100 · $250K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pilgrim Baptist vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pilgrim Baptist sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Pilgrim Baptist: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Net Worth Ratio: +1.97 pp (24.90% vs 22.93%).
- Largest lag: Loan-to-Share Ratio at 2.62% vs peer 52.70% (-50.08 pp).
Where Pilgrim Baptist sits in Illinois
- Health composite ranks #158 of 192 among scored Illinois credit unions.
- By total assets, Pilgrim Baptist is #188 of 192 in Illinois.
- Member book place in Illinois: #187 of 192.
- One place up in Illinois, 77th Street Depot (#157) ties at 70/100; one place down, CBI (#159) ties at 70/100.
Pilgrim Baptist Call Report trajectory
Pilgrim Baptist: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $250K (2025Q4) to $257K (2026Q1).
- Net-worth ratio shifted +1.22 pp (23.68% → 24.90%).
At 24.90%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 70/100 score is built
Pilgrim Baptist gives up 30 points in total. Delinquency Rate costs the most, 19.9 of its 25; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 5.1 pts
- Return on Assets 14.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 5.9 pts
Pilgrim Baptist health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.90% | +1.97 pp |
| Delinquency Rate | 3.18% | -1.30 pp |
| Return on Assets | 0.43% | +0.21 pp |
| Member Growth | 13.33% | - |
| Loan-to-Share Ratio | 2.62% | -50.08 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $257K | - |
| 2025Q4 | $250K | 136 |
| 2024Q4 | $258K | 120 |
| 2023Q4 | $259K | 117 |
Credit Union Details
- Charter Number
- 65231
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Pilgrim Baptist runs one office.
| Office | City |
|---|---|
| Pilgrim Baptist Credit Union (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Cross-state Call Report peers for Pilgrim Baptist
Using this data
- Pilgrim Baptist ranks #3,575 of 4,374 nationally on financial health and #158 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Jude is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Jude
Frequently Asked Questions
Is Pilgrim Baptist financially healthy?
On its 2025Q4 NCUA 5300 filing, Pilgrim Baptist scores 70/100 (Very Good), with a 24.90% net worth ratio and 3.18% of loans delinquent. It ranks #3,575 of 4,374 nationally on health and #158 of 192 in Illinois.
How does Pilgrim Baptist compare to other credit unions?
Pilgrim Baptist scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (24.90% vs 22.93%). Its widest shortfall is loan-to-share ratio (2.62% vs 52.70%).
How can I join Pilgrim Baptist?
Membership eligibility for Pilgrim Baptist depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pilgrim Baptist directly for current membership requirements and application steps.
Is my money safe at Pilgrim Baptist?
Pilgrim Baptist is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pilgrim Baptist's net worth ratio of 24.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.