Federal credit union · Chicago, Illinois · NCUA charter #7346
SELFRELIANCE
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $1.13B
- Total assets
- 49,024
- Members
- 12.6%
- Net-worth ratio
SELFRELIANCE scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.13B; members 49,024; net-worth ratio 12.63%; health rank #2,276 of 4,374; healthier than 46th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,276 of 4,374 health · 2025Q4SELFRELIANCE · health 83/100 · $1.13B · 2025Q4
Call Report peers
SELFRELIANCE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SELFRELIANCE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SELFRELIANCE sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where SELFRELIANCE diverges from peer averages
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +1.45 pp (12.63% vs 11.18%).
- Loan-to-Share Ratio trails the peer set - 73.40% here, 83.90% peer average (-10.50 pp).
SELFRELIANCE: in-state Call Report ranks
- Health composite ranks #102 of 192 among scored Illinois credit unions.
- Assets rank #12 of 192 inside Illinois ($1.13B reported).
- Membership ranks #16 of 192 among Illinois CUs with a reported count (49,024 members).
- One place up in Illinois, Reavis - Stickney (#101) ties at 83/100; one place down, Education Personnel (#103) ties at 83/100.
SELFRELIANCE: 2025Q4 → 2026Q1
SELFRELIANCE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $1.13B (2025Q4) to $1.13B (2026Q1).
- Net-worth ratio shifted +0.10 pp (12.53% → 12.63%).
At 12.63%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
SELFRELIANCE gives up 17 points in total. Delinquency Rate costs the most, 10.7 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.3 pts
- Return on Assets 10.9 pts
- Member Growth 12.9 pts
- Loan-to-Share Ratio 14.9 pts
SELFRELIANCE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.63% | +1.45 pp |
| Delinquency Rate | 1.76% | +0.88 pp |
| Return on Assets | 0.22% | -0.28 pp |
| Member Growth | 3.26% | - |
| Loan-to-Share Ratio | 73.40% | -10.50 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - SELFRELIANCE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.13B | - |
| 2025Q4 | $1.13B | 49,024 |
| 2024Q4 | $1.05B | 47,477 |
| 2023Q4 | $1.11B | 37,716 |
Credit Union Details
- Charter Number
- 7346
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (16)
The NCUA branch filing lists 16 physical offices for SELFRELIANCE, spread across 15 cities in 6 states.
| Office | City |
|---|---|
| Selfreliance FCU - Home Office (Main Office) | Chicago, IL |
| Bloomingdale Branch | Bloomingdale, IL |
| Selfreliance NW Branch | Chicago, IL |
| Cromwell Branch | Cromwell, CT |
| Hamtramck Branch | Hamtramck, MI |
| Jersey City Branch | Jersey City, NJ |
| Minnetonka Branch | Minnetonka, MN |
| New Britain Branch | New Britain, CT |
| Newark Branch | Newark, NJ |
| Palatine Branch | Palatine, IL |
| Warren Branch | Warren, MI |
| West Bloomfield Branch | West Bloomfield, MI |
| Westfield Branch | Westfield, MA |
| Wethersfield Branch | Wethersfield, CT |
| 50 W Dundee | Wheeling, IL |
| Whippany Branch | Whippany, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
SELFRELIANCE nationwide neighbourhoods
Using this data
- SELFRELIANCE ranks #2,276 of 4,374 nationally on financial health and #102 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Abbott Laboratories is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Abbott Laboratories
Frequently Asked Questions
Is SELFRELIANCE financially healthy?
SELFRELIANCE has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,276 of 4,374 nationally on health and #102 of 192 in Illinois. Its net worth ratio is 12.63% and its delinquency rate 1.76%.
How does SELFRELIANCE compare to other credit unions?
SELFRELIANCE scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.63% vs 11.18%). Its widest shortfall is loan-to-share ratio (73.40% vs 83.90%).
How can I join SELFRELIANCE?
SELFRELIANCE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SELFRELIANCE directly for the exact boundaries and application steps.
Is my money safe at SELFRELIANCE?
SELFRELIANCE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SELFRELIANCE's net worth ratio of 12.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.