Federal credit union · Chicago, Illinois · NCUA charter #95826
Chicago Post Office Employees
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $28.1M
- Total assets
- 4,928
- Members
- 22.3%
- Net-worth ratio
Chicago Post Office Employees scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.1M; members 4,928; net-worth ratio 22.27%; health rank #3,382 of 4,374; healthier than 21st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,382 of 4,374 health · 2025Q4Chicago Post Office · health 73/100 · $28.1M · 2025Q4
Call Report peers
Chicago Post Office Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Chicago Post Office Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Chicago Post Office Employees sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Chicago Post Office Employees: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 22.27% vs peer 14.86% (+7.41 pp).
- Widest shortfall vs peers is Delinquency Rate: +1.80 pp (2.95% vs 1.15%).
Chicago Post Office Employees in Illinois
- Health composite ranks #148 of 192 among scored Illinois credit unions.
- Illinois assets place: #90 of 192.
- Membership ranks #65 of 192 among Illinois CUs with a reported count (4,928 members).
- One place up in Illinois, Funeral Service (#147) scores 74/100, 1 point higher; one place down, Bloomington Postal Employees (#149) ties at 73/100.
Chicago Post Office Employees: 2025Q4 → 2026Q1
Chicago Post Office Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $28.1M (2025Q4) to $27.7M (2026Q1).
- Net-worth ratio shifted +0.34 pp (21.93% → 22.27%).
This credit union's 22.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 73/100 score is built
Chicago Post Office Employees gives up 27 points in total. Delinquency Rate costs the most, 18.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.6 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 12.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.27% | +7.41 pp |
| Delinquency Rate | 2.95% | +1.80 pp |
| Return on Assets | 0.68% | -0.03 pp |
| Member Growth | 0.10% | - |
| Loan-to-Share Ratio | 58.94% | -0.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Chicago Post Office filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.7M | - |
| 2025Q4 | $28.1M | 4,928 |
| 2024Q4 | $28.1M | 4,923 |
| 2023Q4 | $28.2M | 4,899 |
Credit Union Details
- Charter Number
- 95826
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (3)
Chicago Post Office Employees operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CPOECU Main Branch (Main Office) | Chicago, IL |
| CPOECU DT BRANCH | Chicago, IL |
| CPOECU MAIN BRANCH | CHICAGO, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Chicago Post Office Employees nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Chicago Post Office Employees ranks #3,382 of 4,374 nationally on financial health and #148 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kaskaskia Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kaskaskia Valley
Frequently Asked Questions
Is Chicago Post Office Employees financially healthy?
Chicago Post Office Employees has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,382 of 4,374 nationally on health and #148 of 192 in Illinois. Its net worth ratio is 22.27% and its delinquency rate 2.95%.
How does Chicago Post Office Employees compare to other credit unions?
Chicago Post Office Employees scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (22.27% vs 14.86%). Its widest shortfall is delinquency rate (2.95% vs 1.15%).
How can I join Chicago Post Office Employees?
Membership eligibility for Chicago Post Office Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Chicago Post Office Employees directly for current membership requirements and application steps.
Is my money safe at Chicago Post Office Employees?
Chicago Post Office Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Chicago Post Office Employees's net worth ratio of 22.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.