State credit union · PONTIAC, Illinois · NCUA charter #60299
Pontiac Dwight Prison Employs
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $7.8M
- Total assets
- 921
- Members
- 10.7%
- Net-worth ratio
Pontiac Dwight Prison Employs scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.8M; members 921; net-worth ratio 10.71%; health rank #2,624 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,624 of 4,374 health · 2025Q4Pontiac Dwight Prison Emplo… · health 81/100 · $7.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Pontiac Dwight Prison Employs vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Pontiac Dwight Prison Employs sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Pontiac Dwight Prison Employs diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Loan-to-Share Ratio trails the peer set - 44.69% here, 63.60% peer average (-18.91 pp).
Pontiac Dwight Prison Employs in Illinois
- Health composite ranks #118 of 192 among scored Illinois credit unions.
- By total assets, Pontiac Dwight Prison Employs is #131 of 192 in Illinois.
- Membership ranks #134 of 192 among Illinois CUs with a reported count (921 members).
- One place up in Illinois, Joliet Municipal Employees (#117) ties at 81/100; one place down, South Shop (#119) scores 80/100, 1 point lower.
Pontiac Dwight Prison Employs: 2025Q4 → 2026Q1
Pontiac Dwight Prison Employs: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $7.8M (2025Q4) to $8.1M (2026Q1).
- Net-worth ratio shifted -0.21 pp (10.92% → 10.71%).
10.71% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Pontiac Dwight Prison Employs gives up 19 points in total. Member Growth costs the most, 9.6 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.2 pts
- Member Growth 5.4 pts
- Loan-to-Share Ratio 10.4 pts
Pontiac Dwight Prison Emplo… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.71% | -8.35 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.18% | -0.27 pp |
| Member Growth | -2.02% | - |
| Loan-to-Share Ratio | 44.69% | -18.91 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Pontiac Dwight Prison Employs quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.1M | - |
| 2025Q4 | $7.8M | 921 |
| 2024Q4 | $7.4M | 940 |
| 2023Q4 | $7.5M | 952 |
Credit Union Details
- Charter Number
- 60299
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- PONTIAC
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Pontiac Dwight Prison Employs.
| Office | City |
|---|---|
| CORPORATE OFFICE (Main Office) | PONTIAC, IL |
| DISASTER RECOVERY | PONTIAC, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
- BURLINGTON NORTHERN SANTA FE RAILWYCicero, IL · $2M–$10M65Health
- JOLIET FIREFIGHTERSJoliet, IL · $2M–$10M96Health
- CTA-74TH STREET DEPOTChicago, IL · $2M–$10M55Health
- PEORIA HIWAYPeoria, IL · $2M–$10M91Health
- DECATUR POSTALDecatur, IL · $2M–$10M71Health
Compare Pontiac Dwight Prison Employs vs BURLINGTON NORTHERN SANTA FE RAILWY
Cross-state Call Report peers for Pontiac Dwight Prison Emplo…
Similar health score
Using this data
- Pontiac Dwight Prison Employs ranks #2,624 of 4,374 nationally on financial health and #118 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Burlington Northern Santa Fe Railwy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Burlington Northern Santa Fe Railwy
Frequently Asked Questions
Is Pontiac Dwight Prison Employs financially healthy?
Pontiac Dwight Prison Employs has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,624 of 4,374 nationally on health and #118 of 192 in Illinois. Its net worth ratio is 10.71% and its delinquency rate 0.00%.
How does Pontiac Dwight Prison Employs compare to other credit unions?
Pontiac Dwight Prison Employs scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (44.69% vs 63.60%).
How can I join Pontiac Dwight Prison Employs?
Membership eligibility for Pontiac Dwight Prison Employs depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pontiac Dwight Prison Employs directly for current membership requirements and application steps.
Is my money safe at Pontiac Dwight Prison Employs?
Pontiac Dwight Prison Employs is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pontiac Dwight Prison Employs's net worth ratio of 10.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.