State credit union · Herrin, Illinois · NCUA charter #63459
Williamson County Catholic
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $2.9M
- Total assets
- 628
- Members
- 8.5%
- Net-worth ratio
Williamson County Catholic scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.9M; members 628; net-worth ratio 8.47%; health rank #2,490 of 4,374; healthier than 43rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,490 of 4,374 health · 2025Q4Williamson County Catholic · health 82/100 · $2.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Williamson County Catholic vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Williamson County Catholic sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Williamson County Catholic: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +12.17 pp (75.77% vs 63.60%).
- Net Worth Ratio trails the peer set - 8.47% here, 19.06% peer average (-10.59 pp).
Williamson County Catholic in Illinois
- In Illinois, health place is #111 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #155 of 192.
- Membership ranks #148 of 192 among Illinois CUs with a reported count (628 members).
- One place up in Illinois, I. H. Mississippi Valley (#110) ties at 82/100; one place down, EMPEOPLE (#112) ties at 82/100.
Quarter path for Williamson County Catholic
Williamson County Catholic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $2.9M (2025Q4) to $2.9M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.45% → 8.47%).
8.47% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Williamson County Catholic gives up 18 points in total. Member Growth costs the most, 8.5 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 26.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.0 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.47% | -10.59 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.10% | -0.35 pp |
| Member Growth | -1.41% | - |
| Loan-to-Share Ratio | 75.77% | +12.17 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Williamson County Catholic filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.9M | - |
| 2025Q4 | $2.9M | 628 |
| 2024Q4 | $2.7M | 637 |
| 2023Q4 | $2.4M | 639 |
Credit Union Details
- Charter Number
- 63459
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Herrin
- Data Quarter
- 2025Q4
Branch Location
Williamson County Catholic operates a single office in Herrin, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| WCCCU (Main Office) | Herrin, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Williamson County Catholic nationwide neighbourhoods
Similar health score
Using this data
- Williamson County Catholic ranks #2,490 of 4,374 nationally on financial health and #111 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aurora Firefighters' is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aurora Firefighters'
Frequently Asked Questions
Is Williamson County Catholic financially healthy?
On its 2025Q4 NCUA 5300 filing, Williamson County Catholic scores 82/100 (Excellent), with a 8.47% net worth ratio and 0.00% of loans delinquent. It ranks #2,490 of 4,374 nationally on health and #111 of 192 in Illinois.
How does Williamson County Catholic compare to other credit unions?
Williamson County Catholic scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (75.77% vs 63.60%). Its widest shortfall is net worth ratio (8.47% vs 19.06%).
How can I join Williamson County Catholic?
Membership eligibility for Williamson County Catholic depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Williamson County Catholic directly for current membership requirements and application steps.
Is my money safe at Williamson County Catholic?
Williamson County Catholic is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Williamson County Catholic's net worth ratio of 8.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.