State credit union · BLOOMINGTON, Illinois · NCUA charter #64038
Bloomington Postal Employees
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $21.0M
- Total assets
- 1,416
- Members
- 18.0%
- Net-worth ratio
Bloomington Postal Employees scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.0M; members 1,416; net-worth ratio 18.03%; health rank #3,389 of 4,374; healthier than 21st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,389 of 4,374 health · 2025Q4Bloomington Postal Employees · health 73/100 · $21.0M · 2025Q4
Call Report peers
Bloomington Postal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bloomington Postal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bloomington Postal Employees sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Bloomington Postal Employees diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.17 pp (18.03% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 30.37% here, 59.80% peer average (-29.43 pp).
Bloomington Postal Employees in Illinois
- In Illinois, health place is #149 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #103 of 192 inside Illinois ($21.0M reported).
- Member book place in Illinois: #115 of 192.
- One place up in Illinois, Chicago Post Office Employees (#148) ties at 73/100; one place down, Central Illinois (#150) ties at 73/100.
Bloomington Postal Employees: 2025Q4 → 2026Q1
Bloomington Postal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $21.0M (2025Q4) to $21.7M (2026Q1).
- Net-worth ratio shifted -0.47 pp (18.50% → 18.03%).
At 18.03%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 73/100 score is built
Bloomington Postal Employees gives up 27 points in total. Return on Assets costs the most, 11.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.4 pts
- Return on Assets 3.6 pts
- Member Growth 12.7 pts
- Loan-to-Share Ratio 8.3 pts
Call Report ratios for Bloomington Postal Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.03% | +3.17 pp |
| Delinquency Rate | 1.22% | +0.07 pp |
| Return on Assets | -0.10% | -0.80 pp |
| Member Growth | 3.06% | - |
| Loan-to-Share Ratio | 30.37% | -29.43 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Bloomington Postal Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.7M | - |
| 2025Q4 | $21.0M | 1,416 |
| 2024Q4 | $21.3M | 1,374 |
| 2023Q4 | $23.0M | 1,453 |
Credit Union Details
- Charter Number
- 64038
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- BLOOMINGTON
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Bloomington Postal Employees.
| Office | City |
|---|---|
| BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION (Main Office) | BLOOMINGTON, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Bloomington Postal Employees ranks #3,389 of 4,374 nationally on financial health and #149 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kone Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kone Employees
Frequently Asked Questions
Is Bloomington Postal Employees financially healthy?
Bloomington Postal Employees has a financial health score of 73/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,389 of 4,374 nationally on health and #149 of 192 in Illinois. Its net worth ratio is 18.03% and its delinquency rate 1.22%.
How does Bloomington Postal Employees compare to other credit unions?
Bloomington Postal Employees scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.03% vs 14.86%). Its widest shortfall is loan-to-share ratio (30.37% vs 59.80%).
How can I join Bloomington Postal Employees?
Membership eligibility for Bloomington Postal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Bloomington Postal Employees directly for current membership requirements and application steps.
Is my money safe at Bloomington Postal Employees?
Bloomington Postal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bloomington Postal Employees's net worth ratio of 18.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.