State credit union · CHICAGO, Illinois · NCUA charter #65843
Mwrd Employees
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $38.8M
- Total assets
- 2,128
- Members
- 14.5%
- Net-worth ratio
Mwrd Employees scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.8M; members 2,128; net-worth ratio 14.46%; health rank #2,406 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,406 of 4,374 health · 2025Q4Mwrd Employees · health 82/100 · $38.8M · 2025Q4
Call Report peers
Mwrd Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mwrd Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Mwrd Employees sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Mwrd Employees
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -0.89 pp (0.26% vs 1.15%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.84 pp (58.96% vs 59.80%).
Mwrd Employees in Illinois
- Illinois health ordinal: #108 of 192.
- Assets rank #80 of 192 inside Illinois ($38.8M reported).
- Membership ranks #104 of 192 among Illinois CUs with a reported count (2,128 members).
- One place up in Illinois, National Police (#107) scores 83/100, 1 point higher; one place down, Corporate America Family (#109) ties at 82/100.
How Mwrd Employees's 5300 filing moved
Mwrd Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.3% from $38.8M (2025Q4) to $37.9M (2026Q1).
- Net-worth ratio shifted +0.45 pp (14.01% → 14.46%).
14.46% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Mwrd Employees gives up 18 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 7.4 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 12.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.46% | -0.40 pp |
| Delinquency Rate | 0.26% | -0.89 pp |
| Return on Assets | 0.06% | -0.64 pp |
| Member Growth | -1.25% | - |
| Loan-to-Share Ratio | 58.96% | -0.84 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.9M | - |
| 2025Q4 | $38.8M | 2,128 |
| 2024Q4 | $40.2M | 2,155 |
| 2023Q4 | $37.5M | 2,181 |
Credit Union Details
- Charter Number
- 65843
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- CHICAGO
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Mwrd Employees, spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Chicago, IL |
| Stickney Branch Office | Cicero, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Other-state peers near Mwrd Employees
Similar total assets
Using this data
- Mwrd Employees ranks #2,406 of 4,374 nationally on financial health and #108 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Streator Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Streator Community
Frequently Asked Questions
Is Mwrd Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Mwrd Employees scores 82/100 (Excellent), with a 14.46% net worth ratio and 0.26% of loans delinquent. It ranks #2,406 of 4,374 nationally on health and #108 of 192 in Illinois.
How does Mwrd Employees compare to other credit unions?
Mwrd Employees scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.26% vs 1.15%). Its widest shortfall is loan-to-share ratio (58.96% vs 59.80%).
How can I join Mwrd Employees?
Membership eligibility for Mwrd Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Mwrd Employees directly for current membership requirements and application steps.
Is my money safe at Mwrd Employees?
Mwrd Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mwrd Employees's net worth ratio of 14.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.