State credit union · Aurora, Illinois · NCUA charter #61425
Aurora Firefighters'
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $2.8M
- Total assets
- 445
- Members
- 15.3%
- Net-worth ratio
Aurora Firefighters' scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 445; net-worth ratio 15.31%; health rank #1,927 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,927 of 4,374 health · 2025Q4Aurora Firefighters' · health 85/100 · $2.8M · 2025Q4
Call Report peers
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Aurora Firefighters' vs every NCUA-scored credit union
Aurora Firefighters' sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Aurora Firefighters' vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.03 pp (53.57% vs 63.60%).
Aurora Firefighters': in-state Call Report ranks
- Health composite ranks #85 of 192 among scored Illinois credit unions.
- By total assets, Aurora Firefighters' is #156 of 192 in Illinois.
- Illinois membership ordinal: #157 of 192.
- One place up in Illinois, Rockford Municipal Employees (#84) ties at 85/100; one place down, Central Credit Union of Illinois (#86) ties at 85/100.
Aurora Firefighters': 2025Q4 → 2026Q1
Aurora Firefighters': total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $2.8M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted +0.35 pp (14.96% → 15.31%).
15.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Aurora Firefighters' gives up 15 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 11.5 pts
Call Report ratios for Aurora Firefighters'
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.31% | -3.75 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.63% | +1.18 pp |
| Member Growth | -3.05% | - |
| Loan-to-Share Ratio | 53.57% | -10.03 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Aurora Firefighters' quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.8M | 445 |
| 2024Q4 | $2.6M | 459 |
| 2023Q4 | $2.5M | 467 |
Credit Union Details
- Charter Number
- 61425
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Aurora
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Aurora Firefighters' runs one office.
| Office | City |
|---|---|
| Aurora Firefighters Credit Union (Main Office) | Aurora, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Aurora Firefighters' nationwide neighbourhoods
Similar health score
Using this data
- Aurora Firefighters' ranks #1,927 of 4,374 nationally on financial health and #85 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Williamson County Catholic is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Williamson County Catholic
Frequently Asked Questions
Is Aurora Firefighters' financially healthy?
On its 2025Q4 NCUA 5300 filing, Aurora Firefighters' scores 85/100 (Excellent), with a 15.31% net worth ratio and 0.00% of loans delinquent. It ranks #1,927 of 4,374 nationally on health and #85 of 192 in Illinois.
How does Aurora Firefighters' compare to other credit unions?
Aurora Firefighters' scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (53.57% vs 63.60%).
How can I join Aurora Firefighters'?
Membership eligibility for Aurora Firefighters' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Aurora Firefighters' directly for current membership requirements and application steps.
Is my money safe at Aurora Firefighters'?
Aurora Firefighters' is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Aurora Firefighters''s net worth ratio of 15.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.