State credit union · Aurora, Illinois · NCUA charter #61425
Aurora Firefighters'
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $2.8M
- Total assets
- 445
- Members
- 15.3%
- Net-worth ratio
Aurora Firefighters' scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 445; net-worth ratio 15.31%; health rank #1,927 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,927 of 4,374 health · 2025Q4Aurora Firefighters' · health 85/100 · $2.8M · 2025Q4
- BOOK 85/100
- CHARTER 15.3%
- NCUSIF 0.00%
- CAMELS 1.63%
- HEALTH $2.8M
- NW 445
- DELQ #1,927/4,374
- ROA n/a
- ASSETS 61425
Call Report peers
Aurora Firefighters' carries $2.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Aurora Firefighters' vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Aurora Firefighters' - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #61425: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Aurora Firefighters' vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.03 pp (53.57% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Aurora Firefighters': in-state Call Report ranks
- Health composite ranks #85 of 192 among scored Illinois credit unions.
- By total assets, Aurora Firefighters' is #156 of 192 in Illinois.
- Illinois membership ordinal: #157 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Aurora Firefighters': 2025Q4 → 2026Q1
Aurora Firefighters': total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $2.8M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted +0.35 pp (14.96% → 15.31%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 11.5 pts
Call Report ratios for Aurora Firefighters'
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.31% | -3.75 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.63% | +1.18 pp |
| Member Growth | -3.05% | - |
| Loan-to-Share Ratio | 53.57% | -10.03 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Aurora Firefighters' quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.8M | 445 |
| 2024Q4 | $2.6M | 459 |
| 2023Q4 | $2.5M | 467 |
Credit Union Details
- Charter Number
- 61425
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Aurora
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Aurora Firefighters' runs one office.
| Office | City |
|---|---|
| Aurora Firefighters Credit Union (Main Office) | Aurora, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Aurora Firefighters' nationwide neighbourhoods
Aurora Firefighters''s nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Aurora Firefighters' ranks #1,927 of 4,374 nationally on financial health and #85 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Williamson County Catholic is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Williamson County Catholic
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Aurora Firefighters' financially healthy?
Yes/no aside, the number is 85/100 (Excellent) - Aurora Firefighters''s financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,927 of 4,374; by total assets it ranks #4,066 of 4,374 nationally (same basis as /rankings/largest); and #156 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 15.31% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Aurora Firefighters' compare to other credit unions?
Five weighted metrics from NCUA filings produce Aurora Firefighters''s 85/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Aurora Firefighters'?
Membership eligibility for Aurora Firefighters' depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Aurora Firefighters' directly for current membership requirements and application steps.
Is my money safe at Aurora Firefighters'?
Federal credit unions like Aurora Firefighters' are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Aurora Firefighters''s net worth ratio of 15.31% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Aurora Firefighters' offer compared to banks?
Credit unions like Aurora Firefighters' are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Aurora Firefighters' directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.