State credit union · River Forest, Illinois · NCUA charter #61448
Ethicon Suture
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.2M
- Total assets
- 480
- Members
- 11.5%
- Net-worth ratio
Ethicon Suture scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.2M; members 480; net-worth ratio 11.53%; health rank #947 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#947 of 4,374 health · 2025Q4Ethicon Suture · health 91/100 · $1.2M · 2025Q4
- NW 91/100
- DELQ 11.5%
- ROA 0.00%
- ASSETS 0.63%
- MEM $1.2M
- RANK 480
- PHOTO #947/4,374
- BOOK n/a
- CHARTER 61448
Ethicon Suture carries $1.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ethicon Suture vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ethicon Suture - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #61448 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Ethicon Suture vs Under $2M peers
- Loan-to-Share Ratio leads the peer set - 80.83% here, 52.70% peer average (+28.13 pp).
- Widest shortfall vs peers is Net Worth Ratio: -11.40 pp (11.53% vs 22.93%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Ethicon Suture sits in Illinois
- Illinois health ordinal: #38 of 192.
- Illinois assets place: #169 of 192.
- Member book place in Illinois: #154 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Ethicon Suture
Ethicon Suture: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $1.2M (2025Q4) to $1.2M (2026Q1).
- Net-worth ratio shifted -0.05 pp (11.58% → 11.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 11.53%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.53% | -11.40 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.63% | +0.41 pp |
| Member Growth | -1.84% | - |
| Loan-to-Share Ratio | 80.83% | +28.13 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Ethicon Suture
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.2M | - |
| 2025Q4 | $1.2M | 480 |
| 2024Q4 | $1.4M | 489 |
| 2023Q4 | $1.3M | 490 |
Credit Union Details
- Charter Number
- 61448
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- River Forest
- Data Quarter
- 2025Q4
Branch Location
Ethicon Suture operates a single office in Oak Park, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ethicon Suture Credit Union (Main Office) | Oak Park, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Ethicon Suture - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Ethicon Suture ranks #947 of 4,374 nationally on financial health and #38 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Clifford-Jacobs Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Clifford-Jacobs Employees
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ethicon Suture financially healthy?
A 11.53% net worth ratio and a 0.00% delinquency rate feed into Ethicon Suture's financial health score of 91/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #947 of 4,374; by total assets it ranks #4,207 of 4,374 nationally (same basis as /rankings/largest); and #169 of 192 within Illinois. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Ethicon Suture compare to other credit unions?
91/100 is Ethicon Suture's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ethicon Suture?
Membership eligibility for Ethicon Suture depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Ethicon Suture directly for current membership requirements and application steps.
Is my money safe at Ethicon Suture?
Federal credit unions like Ethicon Suture are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ethicon Suture's net worth ratio of 11.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ethicon Suture offer compared to banks?
Credit unions like Ethicon Suture are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ethicon Suture directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.