State credit union · Bradley, Illinois · NCUA charter #60325
FIELDSTONE
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $55.1M
- Total assets
- 4,746
- Members
- 14.2%
- Net-worth ratio
FIELDSTONE scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.1M; members 4,746; net-worth ratio 14.18%; health rank #1,427 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,427 of 4,374 health · 2025Q4FIELDSTONE · health 88/100 · $55.1M · 2025Q4
Call Report peers
FIELDSTONE in the assets neighbourhood
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FIELDSTONE vs every NCUA-scored credit union
FIELDSTONE sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for FIELDSTONE
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +0.56 pp (14.18% vs 13.62%).
- Largest lag: Loan-to-Share Ratio at 58.52% vs peer 62.60% (-4.08 pp).
Where FIELDSTONE sits in Illinois
- Health composite ranks #53 of 192 among scored Illinois credit unions.
- By total assets, FIELDSTONE is #70 of 192 in Illinois.
- Illinois membership ordinal: #67 of 192.
- One place up in Illinois, Urbana Municipal Employees (#52) ties at 88/100; one place down, Partnership Financial (#54) ties at 88/100.
FIELDSTONE: 2025Q4 → 2026Q1
FIELDSTONE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.8% from $55.1M (2025Q4) to $58.9M (2026Q1).
- Net-worth ratio shifted -0.87 pp (15.05% → 14.18%).
14.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
FIELDSTONE gives up 12 points in total. Member Growth costs the most, 7.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 15.0 pts
- Member Growth 7.3 pts
- Loan-to-Share Ratio 12.5 pts
Call Report ratios for FIELDSTONE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.18% | +0.56 pp |
| Delinquency Rate | 0.68% | -0.28 pp |
| Return on Assets | 0.85% | +0.20 pp |
| Member Growth | -0.94% | - |
| Loan-to-Share Ratio | 58.52% | -4.08 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
FIELDSTONE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.9M | - |
| 2025Q4 | $55.1M | 4,746 |
| 2024Q4 | $53.9M | 4,791 |
| 2023Q4 | $53.0M | 4,809 |
Credit Union Details
- Charter Number
- 60325
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Bradley
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, FIELDSTONE runs one office.
| Office | City |
|---|---|
| Fieldstone Credit Union (Main Office) | Bradley, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
FIELDSTONE nationwide neighbourhoods
Similar total assets
Using this data
- FIELDSTONE ranks #1,427 of 4,374 nationally on financial health and #53 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Galesburg Burlington is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Galesburg Burlington
Frequently Asked Questions
Is FIELDSTONE financially healthy?
FIELDSTONE has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,427 of 4,374 nationally on health and #53 of 192 in Illinois. Its net worth ratio is 14.18% and its delinquency rate 0.68%.
How does FIELDSTONE compare to other credit unions?
FIELDSTONE scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (14.18% vs 13.62%). Its widest shortfall is loan-to-share ratio (58.52% vs 62.60%).
How can I join FIELDSTONE?
Membership eligibility for FIELDSTONE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FIELDSTONE directly for current membership requirements and application steps.
Is my money safe at FIELDSTONE?
FIELDSTONE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIELDSTONE's net worth ratio of 14.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.