State credit union · Granite City, Illinois · NCUA charter #68623
REVITY
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $481.1M
- Total assets
- 36,457
- Members
- 9.9%
- Net-worth ratio
REVITY scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $481.1M; members 36,457; net-worth ratio 9.94%; health rank #1,317 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,317 of 4,374 health · 2025Q4REVITY · health 89/100 · $481.1M · 2025Q4
- CAMELS 89/100
- HEALTH 9.9%
- NW 0.22%
- DELQ 0.22%
- ROA $481.1M
- ASSETS 36,457
- MEM #1,317/4,374
- RANK GENCO
- PHOTO 68623
Call Report peers
REVITY in the assets neighbourhood
REVITY's $481.1M assets sit next to GENCO ($480.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
REVITY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
REVITY - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68623 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where REVITY diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 73.60% vs peer 72.20% (+1.40 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.17 pp (9.94% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for REVITY
- Illinois health ordinal: #45 of 192.
- Assets rank #25 of 192 inside Illinois ($481.1M reported).
- Illinois membership ordinal: #23 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for REVITY
REVITY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +10.0% from $481.1M (2025Q4) to $529.3M (2026Q1).
- Net-worth ratio shifted -2.01 pp (11.95% → 9.94%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.94% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 29.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.8 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 14.9 pts
REVITY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.94% | -2.17 pp |
| Delinquency Rate | 0.22% | -0.68 pp |
| Return on Assets | 0.22% | -0.40 pp |
| Member Growth | -0.31% | - |
| Loan-to-Share Ratio | 73.60% | +1.40 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
REVITY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $529.3M | - |
| 2025Q4 | $481.1M | 36,457 |
| 2024Q4 | $460.7M | 36,569 |
| 2023Q4 | $455.2M | 36,364 |
Credit Union Details
- Charter Number
- 68623
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Granite City
- Data Quarter
- 2025Q4
Branch Locations (8)
REVITY operates 8 offices across 6 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MaryvilleBranch (Main Office) | Granite City, IL |
| Alton Branch | Alton, IL |
| Collinsville Branch | Collinsville, IL |
| Edwardsville Branch | Edwardsville, IL |
| Fairmont Village | Fairmont City, IL |
| Lee Branch | Granite City, IL |
| Pontoon Branch | Granite City, IL |
| O'Fallon Branch | O Fallon, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for REVITY
Cross-state asset and health neighbours for REVITY - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($481.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- REVITY ranks #1,317 of 4,374 nationally on financial health and #45 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Healthcare Associates is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Healthcare Associates
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is REVITY financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, REVITY carries a financial health score of 89/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,317 of 4,374; by total assets it ranks #769 of 4,374 nationally (same basis as /rankings/largest); and #25 of 192 within Illinois. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.94% net worth ratio and a 0.22% delinquency rate.
How does REVITY compare to other credit unions?
Five weighted metrics from NCUA filings produce REVITY's 89/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join REVITY?
Membership eligibility for REVITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact REVITY directly for current membership requirements and application steps.
Is my money safe at REVITY?
Federal credit unions like REVITY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REVITY's net worth ratio of 9.94% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does REVITY offer compared to banks?
Credit unions like REVITY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact REVITY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.