State credit union · Granite City, Illinois · NCUA charter #68623
REVITY
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $481.1M
- Total assets
- 36,457
- Members
- 9.9%
- Net-worth ratio
REVITY scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $481.1M; members 36,457; net-worth ratio 9.94%; health rank #1,317 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,317 of 4,374 health · 2025Q4REVITY · health 89/100 · $481.1M · 2025Q4
Call Report peers
REVITY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
REVITY vs every NCUA-scored credit union
REVITY sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where REVITY diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 73.60% vs peer 72.20% (+1.40 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.17 pp (9.94% vs 12.11%).
Illinois standing for REVITY
- Illinois health ordinal: #45 of 192.
- Assets rank #25 of 192 inside Illinois ($481.1M reported).
- Illinois membership ordinal: #23 of 192.
- One place up in Illinois, Taylorville Community (#44) ties at 89/100; one place down, CONSUMERS (#46) ties at 89/100.
Quarter path for REVITY
REVITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.0% from $481.1M (2025Q4) to $529.3M (2026Q1).
- Net-worth ratio shifted -2.01 pp (11.95% → 9.94%).
9.94% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
REVITY gives up 11 points in total. Member Growth costs the most, 6.6 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.8 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 14.9 pts
REVITY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.94% | -2.17 pp |
| Delinquency Rate | 0.22% | -0.68 pp |
| Return on Assets | 0.22% | -0.40 pp |
| Member Growth | -0.31% | - |
| Loan-to-Share Ratio | 73.60% | +1.40 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
REVITY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $529.3M | - |
| 2025Q4 | $481.1M | 36,457 |
| 2024Q4 | $460.7M | 36,569 |
| 2023Q4 | $455.2M | 36,364 |
Credit Union Details
- Charter Number
- 68623
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Granite City
- Data Quarter
- 2025Q4
Branch Locations (8)
REVITY operates 8 offices across 6 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MaryvilleBranch (Main Office) | Granite City, IL |
| Alton Branch | Alton, IL |
| Collinsville Branch | Collinsville, IL |
| Edwardsville Branch | Edwardsville, IL |
| Fairmont Village | Fairmont City, IL |
| Lee Branch | Granite City, IL |
| Pontoon Branch | Granite City, IL |
| O'Fallon Branch | O Fallon, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for REVITY
Using this data
- REVITY ranks #1,317 of 4,374 nationally on financial health and #45 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Healthcare Associates is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Healthcare Associates
Frequently Asked Questions
Is REVITY financially healthy?
On its 2025Q4 NCUA 5300 filing, REVITY scores 89/100 (Excellent), with a 9.94% net worth ratio and 0.22% of loans delinquent. It ranks #1,317 of 4,374 nationally on health and #45 of 192 in Illinois.
How does REVITY compare to other credit unions?
REVITY scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (73.60% vs 72.20%). Its widest shortfall is net worth ratio (9.94% vs 12.11%).
How can I join REVITY?
Membership eligibility for REVITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact REVITY directly for current membership requirements and application steps.
Is my money safe at REVITY?
REVITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. REVITY's net worth ratio of 9.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.