State credit union · Chicago, Illinois · NCUA charter #62497
Maroon Financial
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $52.1M
- Total assets
- 6,896
- Members
- 13.8%
- Net-worth ratio
Maroon Financial scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $52.1M; members 6,896; net-worth ratio 13.77%; health rank #3,867 of 4,374; healthier than 11th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,867 of 4,374 health · 2025Q4Maroon Financial · health 65/100 · $52.1M · 2025Q4
- DELQ 65/100
- ROA 13.8%
- ASSETS 1.03%
- MEM -0.46%
- RANK $52.1M
- PHOTO 6,896
- BOOK #3,867/4,374
- CHARTER L. a. Electrical Workers Credit Un.
- NCUSIF 62497
Call Report peers
Maroon Financial in the assets neighbourhood
Maroon Financial's $52.1M assets sit next to L. a. Electrical Workers Credit Un. ($52.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Maroon Financial vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Maroon Financial - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #62497: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Maroon Financial vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +5.19 pp (67.79% vs 62.60%).
- Return on Assets trails the peer set - -0.46% here, 0.66% peer average (-1.11 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Maroon Financial
- In Illinois, health place is #174 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #72 of 192 inside Illinois ($52.1M reported).
- Membership ranks #56 of 192 among Illinois CUs with a reported count (6,896 members).
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Maroon Financial
Maroon Financial: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $52.1M (2025Q4) to $51.6M (2026Q1).
- Net-worth ratio shifted +0.14 pp (13.63% → 13.77%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.77% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 0.4 pts
- Member Growth 0.1 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.77% | +0.15 pp |
| Delinquency Rate | 1.03% | +0.06 pp |
| Return on Assets | -0.46% | -1.11 pp |
| Member Growth | -4.92% | - |
| Loan-to-Share Ratio | 67.79% | +5.19 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Maroon Financial filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.6M | - |
| 2025Q4 | $52.1M | 6,896 |
| 2024Q4 | $52.7M | 7,253 |
| 2023Q4 | $49.8M | 6,992 |
Credit Union Details
- Charter Number
- 62497
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (2)
Maroon Financial operates 2 offices in Chicago, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Chicago, IL |
| CU Centers Shared Branching | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Cross-state Call Report peers for Maroon Financial
Cross-state asset and health neighbours for Maroon Financial - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($52.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Maroon Financial ranks #3,867 of 4,374 nationally on financial health and #174 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Altonized Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Altonized Community
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Maroon Financial financially healthy?
Maroon Financial scores 65/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,867 of 4,374; by total assets it ranks #2,373 of 4,374 nationally (same basis as /rankings/largest); and #72 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.77% net worth ratio and a 1.03% delinquency rate.
How does Maroon Financial compare to other credit unions?
Maroon Financial scores 65/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Maroon Financial?
Membership eligibility for Maroon Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Maroon Financial directly for current membership requirements and application steps.
Is my money safe at Maroon Financial?
Federal credit unions like Maroon Financial are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Maroon Financial's net worth ratio of 13.77% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Maroon Financial offer compared to banks?
Credit unions like Maroon Financial are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Maroon Financial directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.