State credit union · Edwardsville, Illinois · NCUA charter #65046
SIUE
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $29.5M
- Total assets
- 1,656
- Members
- 10.6%
- Net-worth ratio
SIUE scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.5M; members 1,656; net-worth ratio 10.59%; health rank #2,303 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,303 of 4,374 health · 2025Q4SIUE · health 83/100 · $29.5M · 2025Q4
Call Report peers
SIUE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SIUE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SIUE sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for SIUE
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -0.36 pp (0.79% vs 1.15%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.67 pp (45.13% vs 59.80%).
Where SIUE sits in Illinois
- In Illinois, health place is #104 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, SIUE is #87 of 192 in Illinois.
- Illinois membership ordinal: #111 of 192.
- One place up in Illinois, Education Personnel (#103) ties at 83/100; one place down, Catholic & Community (#105) ties at 83/100.
SIUE Call Report trajectory
SIUE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $29.5M (2025Q4) to $30.0M (2026Q1).
- Net-worth ratio shifted -0.05 pp (10.64% → 10.59%).
This credit union's 10.59% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
SIUE gives up 17 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for SIUE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.59% | -4.27 pp |
| Delinquency Rate | 0.79% | -0.36 pp |
| Return on Assets | 0.95% | +0.24 pp |
| Member Growth | -1.78% | - |
| Loan-to-Share Ratio | 45.13% | -14.67 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
SIUE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.0M | - |
| 2025Q4 | $29.5M | 1,656 |
| 2024Q4 | $28.3M | 1,686 |
| 2023Q4 | $29.0M | 1,713 |
Credit Union Details
- Charter Number
- 65046
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Edwardsville
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, SIUE runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Edwardsville, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SIUE
Similar total assets
Similar health score
Using this data
- SIUE ranks #2,303 of 4,374 nationally on financial health and #104 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- River to River is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with River to River
Frequently Asked Questions
Is SIUE financially healthy?
SIUE has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,303 of 4,374 nationally on health and #104 of 192 in Illinois. Its net worth ratio is 10.59% and its delinquency rate 0.79%.
How does SIUE compare to other credit unions?
SIUE scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.79% vs 1.15%). Its widest shortfall is loan-to-share ratio (45.13% vs 59.80%).
How can I join SIUE?
Membership eligibility for SIUE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SIUE directly for current membership requirements and application steps.
Is my money safe at SIUE?
SIUE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SIUE's net worth ratio of 10.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.