State credit union · Springfield, Illinois · NCUA charter #65305
Illinois Educators
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $120.3M
- Total assets
- 10,173
- Members
- 10.4%
- Net-worth ratio
Illinois Educators scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $120.3M; members 10,173; net-worth ratio 10.41%; health rank #829 of 4,374; healthier than 80th of scored peers.
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NCUA 5300 Call Report Masthead
#829 of 4,374 health · 2025Q4Illinois Educators · health 92/100 · $120.3M · 2025Q4
Call Report peers
Illinois Educators in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Illinois Educators vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Illinois Educators sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Illinois Educators
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +23.01 pp (95.21% vs 72.20%).
- Largest lag: Net Worth Ratio at 10.41% vs peer 12.11% (-1.70 pp).
Illinois Educators: in-state Call Report ranks
- Illinois health ordinal: #34 of 192.
- Assets rank #49 of 192 inside Illinois ($120.3M reported).
- Member book place in Illinois: #48 of 192.
- One place up in Illinois, Citizens Equity First (#33) ties at 92/100; one place down, EARTHMOVER (#35) scores 91/100, 1 point lower.
Illinois Educators: 2025Q4 → 2026Q1
Illinois Educators: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $120.3M (2025Q4) to $121.4M (2026Q1).
- Net-worth ratio shifted -0.11 pp (10.52% → 10.41%).
This credit union's 10.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Illinois Educators gives up 8 points in total. Delinquency Rate costs the most, 5.5 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.5 pts
Illinois Educators health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.41% | -1.70 pp |
| Delinquency Rate | 1.06% | +0.17 pp |
| Return on Assets | 0.56% | -0.06 pp |
| Member Growth | 10.26% | - |
| Loan-to-Share Ratio | 95.21% | +23.01 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Illinois Educators
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $121.4M | - |
| 2025Q4 | $120.3M | 10,173 |
| 2024Q4 | $100.7M | 9,226 |
| 2023Q4 | $102.1M | 9,268 |
Credit Union Details
- Charter Number
- 65305
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Illinois Educators runs 2 offices.
| Office | City |
|---|---|
| Montvale (Main Office) | Springfield, IL |
| County Market | Springfield, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Illinois Educators ranks #829 of 4,374 nationally on financial health and #34 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LANDMARK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LANDMARK
Frequently Asked Questions
Is Illinois Educators financially healthy?
Illinois Educators has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #829 of 4,374 nationally on health and #34 of 192 in Illinois. Its net worth ratio is 10.41% and its delinquency rate 1.06%.
How does Illinois Educators compare to other credit unions?
Illinois Educators scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (95.21% vs 72.20%). Its widest shortfall is net worth ratio (10.41% vs 12.11%).
How can I join Illinois Educators?
Membership eligibility for Illinois Educators depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Illinois Educators directly for current membership requirements and application steps.
Is my money safe at Illinois Educators?
Illinois Educators is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Illinois Educators's net worth ratio of 10.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.