State credit union · Chicago, Illinois · NCUA charter #65680
Bethel a.M.E. Church
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $53K
- Total assets
- 92
- Members
- 17.6%
- Net-worth ratio
Bethel a.M.E. Church scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53K; members 92; net-worth ratio 17.65%; health rank #3,984 of 4,374; healthier than 8th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,984 of 4,374 health · 2025Q4Bethel a.M.E. Church · health 62/100 · $53K · 2025Q4
- ROA 62/100
- ASSETS 17.6%
- MEM n/a
- RANK -6.21%
- PHOTO $53K
- BOOK 92
- CHARTER #3,984/4,374
- NCUSIF n/a
- CAMELS 65680
Call Report peers
Bethel a.M.E. Church carries $53K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Bethel a.M.E. Church vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Bethel a.M.E. Church - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #65680: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Bethel a.M.E. Church diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 0.00% here, 52.70% peer average (-52.70 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Bethel a.M.E. Church
- Illinois health ordinal: #180 of 192.
- Illinois assets place: #192 of 192.
- Member book place in Illinois: #191 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Bethel a.M.E. Church
Bethel a.M.E. Church: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.0% from $53K (2025Q4) to $51K (2026Q1).
- Net-worth ratio shifted +0.84 pp (16.81% → 17.65%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.65%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 62/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 62.
- Net Worth Ratio 40.0 pts
- Return on Assets 0.0 pts
- Member Growth 13.8 pts
- Loan-to-Share Ratio 8.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.65% | -5.28 pp |
| Delinquency Rate | - | - |
| Return on Assets | -6.21% | -6.43 pp |
| Member Growth | 1.10% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51K | - |
| 2025Q4 | $53K | 92 |
| 2024Q4 | $56K | 91 |
| 2023Q4 | $56K | 92 |
Credit Union Details
- Charter Number
- 65680
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Bethel a.M.E. Church runs one office.
| Office | City |
|---|---|
| Primary Site (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Bethel a.M.E. Church
Bethel a.M.E. Church's nationwide photo peers by assets and by health score, excluding Illinois charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (62/100 here).
Using this data
- Bethel a.M.E. Church ranks #3,984 of 4,374 nationally on financial health and #180 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- IMPERIAL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with IMPERIAL
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Bethel a.M.E. Church financially healthy?
Bethel a.M.E. Church has a financial health score of 62/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,984 of 4,374; by total assets it ranks #4,371 of 4,374 nationally (same basis as /rankings/largest); and #192 of 192 within Illinois. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.65% and delinquency rate of -.
How does Bethel a.M.E. Church compare to other credit unions?
62/100 is Bethel a.M.E. Church's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Bethel a.M.E. Church?
Membership eligibility for Bethel a.M.E. Church depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Bethel a.M.E. Church directly for current membership requirements and application steps.
Is my money safe at Bethel a.M.E. Church?
Federal credit unions like Bethel a.M.E. Church are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bethel a.M.E. Church's net worth ratio of 17.65% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Bethel a.M.E. Church offer compared to banks?
Credit unions like Bethel a.M.E. Church are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Bethel a.M.E. Church directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.