State credit union · Robinson, Illinois · NCUA charter #61518
Hershey Robinson Employees
Health score 100/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 100
- Health / 100
- $3.1M
- Total assets
- 721
- Members
- 25.2%
- Net-worth ratio
Hershey Robinson Employees scores 100/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 721; net-worth ratio 25.23%; health rank #2 of 4,374; healthier than 99th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2 of 4,374 health · 2025Q4Hershey Robinson Employees · health 100/100 · $3.1M · 2025Q4
- RANK 100/100
- PHOTO 25.2%
- BOOK 0.17%
- CHARTER 1.12%
- NCUSIF $3.1M
- CAMELS 721
- HEALTH #2/4,374
- NW n/a
- DELQ 61518
Hershey Robinson Employees carries $3.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Hershey Robinson Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
100 Top 1% higher than 99% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hershey Robinson Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #61518 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Hershey Robinson Employees diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +8.54 pp (72.14% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Hershey Robinson Employees
- Health composite ranks #1 of 192 among scored Illinois credit unions.
- By total assets, Hershey Robinson Employees is #154 of 192 in Illinois.
- Member book place in Illinois: #141 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hershey Robinson Employees: 2025Q4 → 2026Q1
Hershey Robinson Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.8% from $3.1M (2025Q4) to $3.2M (2026Q1).
- Net-worth ratio shifted -0.58 pp (25.81% → 25.23%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 25.23%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 100/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 100.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.0 pts
Hershey Robinson Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.23% | +6.17 pp |
| Delinquency Rate | 0.17% | -1.64 pp |
| Return on Assets | 1.12% | +0.67 pp |
| Member Growth | 6.03% | - |
| Loan-to-Share Ratio | 72.14% | +8.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Hershey Robinson Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.2M | - |
| 2025Q4 | $3.1M | 721 |
| 2024Q4 | $3.0M | 680 |
| 2023Q4 | $3.0M | 681 |
Credit Union Details
- Charter Number
- 61518
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Robinson
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Hershey Robinson Employees runs 2 offices.
| Office | City |
|---|---|
| Hershey CU (Main Office) | Robinson, IL |
| Hershey CU | Robinson, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
- WILLIAMSON COUNTY CATHOLICHerrin, IL · $2M–$10M82Health
- SPRINGFIELD FIREFIGHTERSSpringfield, IL · $2M–$10M77Health
- AURORA FIREFIGHTERS'Aurora, IL · $2M–$10M85Health
- MERCERAledo, IL · $2M–$10M78Health
- N.I.C.E.Geneva, IL · $2M–$10M79Health
Compare Hershey Robinson Employees vs WILLIAMSON COUNTY CATHOLIC
Hershey Robinson Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Hershey Robinson Employees, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (100/100 here).
Using this data
- Hershey Robinson Employees ranks #2 of 4,374 nationally on financial health and #1 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Williamson County Catholic is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Williamson County Catholic
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hershey Robinson Employees financially healthy?
Yes/no aside, the number is 100/100 (Excellent) - Hershey Robinson Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2 of 4,374; by total assets it ranks #4,040 of 4,374 nationally (same basis as /rankings/largest); and #154 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 25.23% net worth ratio and 0.17% delinquency rate are the key drivers.
How does Hershey Robinson Employees compare to other credit unions?
On PlainCU's health composite, Hershey Robinson Employees lands at 100/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hershey Robinson Employees?
Membership eligibility for Hershey Robinson Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hershey Robinson Employees directly for current membership requirements and application steps.
Is my money safe at Hershey Robinson Employees?
Federal credit unions like Hershey Robinson Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hershey Robinson Employees's net worth ratio of 25.23% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hershey Robinson Employees offer compared to banks?
Credit unions like Hershey Robinson Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hershey Robinson Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.