State credit union · Lisle, Illinois · NCUA charter #65421
Healthcare Associates
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $479.4M
- Total assets
- 29,908
- Members
- 14.3%
- Net-worth ratio
Healthcare Associates scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $479.4M; members 29,908; net-worth ratio 14.27%; health rank #1,783 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,783 of 4,374 health · 2025Q4Healthcare Associates · health 86/100 · $479.4M · 2025Q4
Call Report peers
Healthcare Associates in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Healthcare Associates vs every NCUA-scored credit union
Healthcare Associates sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Healthcare Associates: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 84.75% vs peer 72.20% (+12.55 pp).
Illinois standing for Healthcare Associates
- In Illinois, health place is #74 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #26 of 192 inside Illinois ($479.4M reported).
- Membership ranks #28 of 192 among Illinois CUs with a reported count (29,908 members).
- One place up in Illinois, Springfield City Employees (#73) ties at 86/100; one place down, State Farm (#75) ties at 86/100.
Healthcare Associates: 2025Q4 → 2026Q1
Healthcare Associates: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $479.4M (2025Q4) to $486.4M (2026Q1).
- Net-worth ratio shifted -0.10 pp (14.37% → 14.27%).
This credit union's 14.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Healthcare Associates gives up 14 points in total. Member Growth costs the most, 13.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 1.2 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.27% | +2.16 pp |
| Delinquency Rate | 0.56% | -0.33 pp |
| Return on Assets | 0.71% | +0.08 pp |
| Member Growth | -4.33% | - |
| Loan-to-Share Ratio | 84.75% | +12.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Healthcare Associates filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $486.4M | - |
| 2025Q4 | $479.4M | 29,908 |
| 2024Q4 | $464.8M | 31,260 |
| 2023Q4 | $459.8M | 32,542 |
Credit Union Details
- Charter Number
- 65421
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Lisle
- Data Quarter
- 2025Q4
Branch Locations (4)
Healthcare Associates operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Lisle Office (Main Office) | Lisle, IL |
| Des Plaines Branch | Des Plaines, IL |
| Oak Lawn Branch | Oak Lawn, IL |
| Winfield Branch | Winfield, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Healthcare Associates
Using this data
- Healthcare Associates ranks #1,783 of 4,374 nationally on financial health and #74 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- REVITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with REVITY
Frequently Asked Questions
Is Healthcare Associates financially healthy?
On its 2025Q4 NCUA 5300 filing, Healthcare Associates scores 86/100 (Excellent), with a 14.27% net worth ratio and 0.56% of loans delinquent. It ranks #1,783 of 4,374 nationally on health and #74 of 192 in Illinois.
How does Healthcare Associates compare to other credit unions?
Healthcare Associates scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (84.75% vs 72.20%).
How can I join Healthcare Associates?
Membership eligibility for Healthcare Associates depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Healthcare Associates directly for current membership requirements and application steps.
Is my money safe at Healthcare Associates?
Healthcare Associates is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Associates's net worth ratio of 14.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.