Federal credit union · EVERGREEN PARK, Illinois · NCUA charter #24547
Evergreen Park Schools
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $9.8M
- Total assets
- 981
- Members
- 19.0%
- Net-worth ratio
Evergreen Park Schools scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.8M; members 981; net-worth ratio 18.99%; health rank #1,569 of 4,374; healthier than 60th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,569 of 4,374 health · 2025Q4Evergreen Park Schools · health 87/100 · $9.8M · 2025Q4
- NW 87/100
- DELQ 19.0%
- ROA 0.09%
- ASSETS 0.28%
- MEM $9.8M
- RANK 981
- PHOTO #1,569/4,374
- BOOK n/a
- CHARTER 24547
Evergreen Park Schools carries $9.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Evergreen Park Schools vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Evergreen Park Schools - Share Insurance Coverage
Charter #24547's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Evergreen Park Schools vs $2M–$10M peers
- Delinquency Rate leads the peer set - 0.09% here, 1.81% peer average (-1.71 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.21 pp (51.39% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Evergreen Park Schools in Illinois
- In Illinois, health place is #58 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, Evergreen Park Schools is #125 of 192 in Illinois.
- Membership ranks #133 of 192 among Illinois CUs with a reported count (981 members).
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Evergreen Park Schools: 2025Q4 → 2026Q1
Evergreen Park Schools: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $9.8M (2025Q4) to $9.9M (2026Q1).
- Net-worth ratio shifted +0.27 pp (18.72% → 18.99%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 18.99%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.7 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 10.3 pts
Evergreen Park Schools health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.99% | -0.07 pp |
| Delinquency Rate | 0.09% | -1.71 pp |
| Return on Assets | 0.28% | -0.18 pp |
| Member Growth | 0.82% | - |
| Loan-to-Share Ratio | 51.39% | -12.21 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Evergreen Park Schools
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.9M | - |
| 2025Q4 | $9.8M | 981 |
| 2024Q4 | $10.0M | 973 |
| 2023Q4 | $11.9M | 969 |
Credit Union Details
- Charter Number
- 24547
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- EVERGREEN PARK
- Data Quarter
- 2025Q4
Branch Location
Evergreen Park Schools operates a single office in Evergreen Park, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Evergreen Park, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Evergreen Park Schools, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Evergreen Park Schools ranks #1,569 of 4,374 nationally on financial health and #58 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Funeral Service is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Funeral Service
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Evergreen Park Schools financially healthy?
A 18.99% net worth ratio and a 0.09% delinquency rate feed into Evergreen Park Schools's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,569 of 4,374; by total assets it ranks #3,571 of 4,374 nationally (same basis as /rankings/largest); and #125 of 192 within Illinois. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Evergreen Park Schools compare to other credit unions?
87/100 is Evergreen Park Schools's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Evergreen Park Schools?
Evergreen Park Schools is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Evergreen Park Schools directly to confirm eligibility.
Is my money safe at Evergreen Park Schools?
Federal credit unions like Evergreen Park Schools are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Evergreen Park Schools's net worth ratio of 18.99% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Evergreen Park Schools offer compared to banks?
Credit unions like Evergreen Park Schools are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Evergreen Park Schools directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.