State credit union · CHICAGO, Illinois · NCUA charter #67955
ALLIANT
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $20.27B
- Total assets
- 923,396
- Members
- 9.4%
- Net-worth ratio
ALLIANT scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.27B; members 923,396; net-worth ratio 9.37%; health rank #1,712 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,712 of 4,374 health · 2025Q4ALLIANT · health 87/100 · $20.27B · 2025Q4
Call Report peers
ALLIANT in the assets neighbourhood
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ALLIANT vs every NCUA-scored credit union
ALLIANT sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALLIANT
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +13.78 pp (97.68% vs 83.90%).
- Net Worth Ratio trails the peer set - 9.37% here, 11.18% peer average (-1.81 pp).
Illinois standing for ALLIANT
- In Illinois, health place is #70 of 192 on the same NCUA-ratio sort used nationally.
- By total assets, ALLIANT is #1 of 192 in Illinois.
- Membership ranks #1 of 192 among Illinois CUs with a reported count (923,396 members).
- One place up in Illinois, Land of Lincoln (#69) ties at 87/100; one place down, Elite Community (#71) ties at 87/100.
How ALLIANT's 5300 filing moved
ALLIANT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.0% from $20.27B (2025Q4) to $19.66B (2026Q1).
- Net-worth ratio shifted +0.43 pp (8.94% → 9.37%).
At 9.37%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
ALLIANT gives up 13 points in total. Loan-to-Share Ratio costs the most, 3.5 of its 15; Return on Assets loses the least, 1.5.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 21.6 pts
- Return on Assets 13.5 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 11.5 pts
ALLIANT health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.37% | -1.81 pp |
| Delinquency Rate | 0.84% | -0.03 pp |
| Return on Assets | 0.40% | -0.11 pp |
| Member Growth | 2.48% | - |
| Loan-to-Share Ratio | 97.68% | +13.78 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - ALLIANT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.66B | - |
| 2025Q4 | $20.27B | 923,396 |
| 2024Q4 | $19.54B | 901,055 |
| 2023Q4 | $18.47B | 839,296 |
Credit Union Details
- Charter Number
- 67955
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Illinois
- City
- CHICAGO
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, ALLIANT runs one office.
| Office | City |
|---|---|
| ACU Headquarters (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- ALLIANT ranks #1,712 of 4,374 nationally on financial health and #70 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Citizens Equity First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Citizens Equity First
Frequently Asked Questions
Is ALLIANT financially healthy?
On its 2025Q4 NCUA 5300 filing, ALLIANT scores 87/100 (Excellent), with a 9.37% net worth ratio and 0.84% of loans delinquent. It ranks #1,712 of 4,374 nationally on health and #70 of 192 in Illinois.
How does ALLIANT compare to other credit unions?
ALLIANT scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (97.68% vs 83.90%). Its widest shortfall is net worth ratio (9.37% vs 11.18%).
How can I join ALLIANT?
Membership eligibility for ALLIANT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALLIANT directly for current membership requirements and application steps.
Is my money safe at ALLIANT?
ALLIANT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLIANT's net worth ratio of 9.37% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.