State credit union · Bourbonnais, Illinois · NCUA charter #60212
Maternity B.V.M.
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $11.6M
- Total assets
- 1,085
- Members
- 12.4%
- Net-worth ratio
Maternity B.V.M. scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.6M; members 1,085; net-worth ratio 12.41%; health rank #3,530 of 4,374; healthier than 18th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,530 of 4,374 health · 2025Q4Maternity B.V.M. · health 71/100 · $11.6M · 2025Q4
Call Report peers
Maternity B.V.M. in the assets neighbourhood
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Maternity B.V.M. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Maternity B.V.M. sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Maternity B.V.M. diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 62.72% vs peer 59.80% (+2.92 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.45 pp (12.41% vs 14.86%).
Where Maternity B.V.M. sits in Illinois
- In Illinois, health place is #155 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #118 of 192 inside Illinois ($11.6M reported).
- Membership ranks #128 of 192 among Illinois CUs with a reported count (1,085 members).
- One place up in Illinois, Decatur Postal (#154) ties at 71/100; one place down, Clifford-Jacobs Employees (#156) scores 70/100, 1 point lower.
How Maternity B.V.M.'s 5300 filing moved
Maternity B.V.M.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.7% from $11.6M (2025Q4) to $11.3M (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.24% → 12.41%).
At 12.41%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
Maternity B.V.M. gives up 29 points in total. Member Growth costs the most, 13.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.2 pts
- Return on Assets 1.9 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 13.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.41% | -2.45 pp |
| Delinquency Rate | 0.58% | -0.57 pp |
| Return on Assets | -0.29% | -1.00 pp |
| Member Growth | -4.41% | - |
| Loan-to-Share Ratio | 62.72% | +2.92 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.3M | - |
| 2025Q4 | $11.6M | 1,085 |
| 2024Q4 | $12.4M | 1,135 |
| 2023Q4 | $12.6M | 1,144 |
Credit Union Details
- Charter Number
- 60212
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Bourbonnais
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Maternity B.V.M. runs one office.
| Office | City |
|---|---|
| Maternity BVM Credit Union (Main Office) | Bourbonnais, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Maternity B.V.M.
Similar total assets
Similar health score
Using this data
- Maternity B.V.M. ranks #3,530 of 4,374 nationally on financial health and #155 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- South Shop is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with South Shop
Frequently Asked Questions
Is Maternity B.V.M. financially healthy?
Maternity B.V.M. has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,530 of 4,374 nationally on health and #155 of 192 in Illinois. Its net worth ratio is 12.41% and its delinquency rate 0.58%.
How does Maternity B.V.M. compare to other credit unions?
Maternity B.V.M. scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (62.72% vs 59.80%). Its widest shortfall is net worth ratio (12.41% vs 14.86%).
How can I join Maternity B.V.M.?
Membership eligibility for Maternity B.V.M. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Maternity B.V.M. directly for current membership requirements and application steps.
Is my money safe at Maternity B.V.M.?
Maternity B.V.M. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Maternity B.V.M.'s net worth ratio of 12.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.