State credit union · Moline, Illinois · NCUA charter #65770
Service Plus
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $35.0M
- Total assets
- 1,594
- Members
- 11.8%
- Net-worth ratio
Service Plus scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.0M; members 1,594; net-worth ratio 11.75%; health rank #2,117 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,117 of 4,374 health · 2025Q4Service Plus · health 84/100 · $35.0M · 2025Q4
Call Report peers
Service Plus in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Service Plus vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Service Plus sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Service Plus
- Largest favorable gap: Delinquency Rate at 0.29% vs peer 1.15% (-0.86 pp).
- Net Worth Ratio trails the peer set - 11.75% here, 14.86% peer average (-3.11 pp).
Illinois standing for Service Plus
- Illinois health ordinal: #96 of 192.
- Assets rank #84 of 192 inside Illinois ($35.0M reported).
- Illinois membership ordinal: #114 of 192.
- One place up in Illinois, Cooperative Choice Network (#95) ties at 84/100; one place down, Illinois State Police (#97) ties at 84/100.
Service Plus Call Report trajectory
Service Plus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $35.0M (2025Q4) to $35.4M (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.65% → 11.75%).
11.75% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Service Plus gives up 16 points in total. Member Growth costs the most, 6.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.4 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 12.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.75% | -3.11 pp |
| Delinquency Rate | 0.29% | -0.86 pp |
| Return on Assets | 0.09% | -0.62 pp |
| Member Growth | -0.50% | - |
| Loan-to-Share Ratio | 59.85% | +0.05 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Service Plus filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.4M | - |
| 2025Q4 | $35.0M | 1,594 |
| 2024Q4 | $32.5M | 1,602 |
| 2023Q4 | $31.0M | 1,637 |
Credit Union Details
- Charter Number
- 65770
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Moline
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Service Plus runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Moline, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Service Plus ranks #2,117 of 4,374 nationally on financial health and #96 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Canals & Trails is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Canals & Trails
Frequently Asked Questions
Is Service Plus financially healthy?
Service Plus has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,117 of 4,374 nationally on health and #96 of 192 in Illinois. Its net worth ratio is 11.75% and its delinquency rate 0.29%.
How does Service Plus compare to other credit unions?
Service Plus scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.29% vs 1.15%). Its widest shortfall is net worth ratio (11.75% vs 14.86%).
How can I join Service Plus?
Membership eligibility for Service Plus depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Service Plus directly for current membership requirements and application steps.
Is my money safe at Service Plus?
Service Plus is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Service Plus's net worth ratio of 11.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.