Federal credit union · Naperville, Illinois · NCUA charter #97084
DUPAGE
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $581.1M
- Total assets
- 47,662
- Members
- 9.6%
- Net-worth ratio
DUPAGE scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $581.1M; members 47,662; net-worth ratio 9.55%; health rank #2,168 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,168 of 4,374 health · 2025Q4DUPAGE · health 84/100 · $581.1M · 2025Q4
Call Report peers
DUPAGE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DUPAGE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DUPAGE sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DUPAGE vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 88.13% here, 83.90% peer average (+4.23 pp).
- Net Worth Ratio trails the peer set - 9.55% here, 11.18% peer average (-1.63 pp).
DUPAGE in Illinois
- Health composite ranks #98 of 192 among scored Illinois credit unions.
- Illinois assets place: #20 of 192.
- Member book place in Illinois: #17 of 192.
- One place up in Illinois, Illinois State Police (#97) ties at 84/100; one place down, Fellowship Baptist Church (#99) scores 83/100, 1 point lower.
How DUPAGE's 5300 filing moved
DUPAGE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $581.1M (2025Q4) to $595.9M (2026Q1).
- Net-worth ratio shifted -0.18 pp (9.73% → 9.55%).
This credit union's 9.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
DUPAGE gives up 16 points in total. Member Growth costs the most, 13.2 of its 15; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.9 pts
- Delinquency Rate 23.5 pts
- Return on Assets 15.0 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 14.8 pts
DUPAGE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.55% | -1.63 pp |
| Delinquency Rate | 0.65% | -0.23 pp |
| Return on Assets | 0.94% | +0.44 pp |
| Member Growth | -4.00% | - |
| Loan-to-Share Ratio | 88.13% | +4.23 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
DUPAGE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $595.9M | - |
| 2025Q4 | $581.1M | 47,662 |
| 2024Q4 | $565.3M | 49,646 |
| 2023Q4 | $578.3M | 49,324 |
Credit Union Details
- Charter Number
- 97084
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Illinois
- City
- Naperville
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, DUPAGE runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Operations Center (Main Office) | Naperville, IL |
| Downers Grove Branch | Downers Grove, IL |
| Naperville Branch | Naperville, IL |
| Operations Center II Brookdale | Naperville, IL |
| Wheaton Branch | Wheaton, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for DUPAGE
Using this data
- DUPAGE ranks #2,168 of 4,374 nationally on financial health and #98 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Financial Plus is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Financial Plus
Frequently Asked Questions
Is DUPAGE financially healthy?
DUPAGE has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,168 of 4,374 nationally on health and #98 of 192 in Illinois. Its net worth ratio is 9.55% and its delinquency rate 0.65%.
How does DUPAGE compare to other credit unions?
DUPAGE scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.13% vs 83.90%). Its widest shortfall is net worth ratio (9.55% vs 11.18%).
How can I join DUPAGE?
Membership eligibility for DUPAGE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact DUPAGE directly for current membership requirements and application steps.
Is my money safe at DUPAGE?
DUPAGE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DUPAGE's net worth ratio of 9.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.