Federal credit union · ALTON, Illinois · NCUA charter #3316
Altonized Community
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $51.4M
- Total assets
- 5,588
- Members
- 8.2%
- Net-worth ratio
Altonized Community scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.4M; members 5,588; net-worth ratio 8.23%; health rank #2,903 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,903 of 4,374 health · 2025Q4Altonized Community · health 79/100 · $51.4M · 2025Q4
Call Report peers
Altonized Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Altonized Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Altonized Community sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Altonized Community
- Largest favorable gap: Delinquency Rate at 0.49% vs peer 0.96% (-0.47 pp).
- Largest lag: Loan-to-Share Ratio at 46.78% vs peer 62.60% (-15.82 pp).
Altonized Community: in-state Call Report ranks
- Illinois health ordinal: #131 of 192.
- Assets rank #73 of 192 inside Illinois ($51.4M reported).
- Illinois membership ordinal: #62 of 192.
- One place up in Illinois, LANDMARK (#130) ties at 79/100; one place down, N.I.C.E. (#132) ties at 79/100.
Quarter path for Altonized Community
Altonized Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +8.5% from $51.4M (2025Q4) to $55.7M (2026Q1).
- Net-worth ratio shifted -0.61 pp (8.84% → 8.23%).
This credit union's 8.23% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Altonized Community gives up 21 points in total. Member Growth costs the most, 10.2 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 25.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.5 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 10.1 pts
Altonized Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.23% | -5.39 pp |
| Delinquency Rate | 0.49% | -0.47 pp |
| Return on Assets | 0.40% | -0.26 pp |
| Member Growth | -2.34% | - |
| Loan-to-Share Ratio | 46.78% | -15.82 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.7M | - |
| 2025Q4 | $51.4M | 5,588 |
| 2024Q4 | $49.2M | 5,722 |
| 2023Q4 | $48.8M | 5,672 |
Credit Union Details
- Charter Number
- 3316
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- ALTON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Altonized Community, spread across 2 cities.
| Office | City |
|---|---|
| ALTONIZED COMMUNITY FEDERAL CREDIT UNION (Main Office) | ALTON, IL |
| ALTONIZED COMMUNITY FEDERAL CREDIT UNION | BRIGHTON, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Altonized Community
Similar total assets
Using this data
- Altonized Community ranks #2,903 of 4,374 nationally on financial health and #131 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Maroon Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Maroon Financial
Frequently Asked Questions
Is Altonized Community financially healthy?
Altonized Community has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,903 of 4,374 nationally on health and #131 of 192 in Illinois. Its net worth ratio is 8.23% and its delinquency rate 0.49%.
How does Altonized Community compare to other credit unions?
Altonized Community scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.49% vs 0.96%). Its widest shortfall is loan-to-share ratio (46.78% vs 62.60%).
How can I join Altonized Community?
Altonized Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Altonized Community directly for the exact boundaries and application steps.
Is my money safe at Altonized Community?
Altonized Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Altonized Community's net worth ratio of 8.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.