State credit union · Chicago, Illinois · NCUA charter #66296
St. Helena Parish
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $302K
- Total assets
- 154
- Members
- 10.3%
- Net-worth ratio
St. Helena Parish scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $302K; members 154; net-worth ratio 10.35%; health rank #203 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#203 of 4,374 health · 2025Q4St. Helena Parish · health 97/100 · $302K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Helena Parish vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Helena Parish sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for St. Helena Parish
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Largest lag: Net Worth Ratio at 10.35% vs peer 22.93% (-12.58 pp).
Illinois standing for St. Helena Parish
- Illinois health ordinal: #7 of 192.
- By total assets, St. Helena Parish is #186 of 192 in Illinois.
- Membership ranks #183 of 192 among Illinois CUs with a reported count (154 members).
- One place up in Illinois, SIU (#6) ties at 97/100; one place down, Streator Onized (#8) scores 96/100, 1 point lower.
St. Helena Parish Call Report trajectory
St. Helena Parish: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.7% from $302K (2025Q4) to $322K (2026Q1).
- Net-worth ratio shifted -0.33 pp (10.68% → 10.35%).
10.35% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
St. Helena Parish gives up 3 points in total. Loan-to-Share Ratio costs the most, 3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.0 pts
Call Report ratios for St. Helena Parish
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.35% | -12.58 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.71% | +0.49 pp |
| Member Growth | 10.00% | - |
| Loan-to-Share Ratio | 56.53% | +3.83 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $322K | - |
| 2025Q4 | $302K | 154 |
| 2024Q4 | $269K | 140 |
| 2023Q4 | $304K | 164 |
Credit Union Details
- Charter Number
- 66296
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, St. Helena Parish runs 2 offices.
| Office | City |
|---|---|
| St Helena Parish Credit Union (Main Office) | Chicago, IL |
| St. Helena Parish Credit Union | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
St. Helena Parish nationwide neighbourhoods
Similar health score
Using this data
- St. Helena Parish ranks #203 of 4,374 nationally on financial health and #7 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Jude is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Jude
Frequently Asked Questions
Is St. Helena Parish financially healthy?
On its 2025Q4 NCUA 5300 filing, St. Helena Parish scores 97/100 (Excellent), with a 10.35% net worth ratio and 0.00% of loans delinquent. It ranks #203 of 4,374 nationally on health and #7 of 192 in Illinois.
How does St. Helena Parish compare to other credit unions?
St. Helena Parish scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is net worth ratio (10.35% vs 22.93%).
How can I join St. Helena Parish?
Membership eligibility for St. Helena Parish depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Helena Parish directly for current membership requirements and application steps.
Is my money safe at St. Helena Parish?
St. Helena Parish is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Helena Parish's net worth ratio of 10.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.