Federal credit union · Gurnee, Illinois · NCUA charter #96071
Abbott Laboratories
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $1.12B
- Total assets
- 32,890
- Members
- 13.6%
- Net-worth ratio
Abbott Laboratories scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.12B; members 32,890; net-worth ratio 13.61%; health rank #354 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#354 of 4,374 health · 2025Q4Abbott Laboratories · health 95/100 · $1.12B · 2025Q4
- NW 95/100
- DELQ 13.6%
- ROA 0.11%
- ASSETS 1.04%
- MEM $1.12B
- RANK 32,890
- PHOTO #354/4,374
- BOOK Topline Financial
- CHARTER 96071
Call Report peers
Abbott Laboratories in the assets neighbourhood
Abbott Laboratories's $1.12B assets sit next to Topline Financial ($1.12B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Abbott Laboratories vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Abbott Laboratories - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #96071 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Abbott Laboratories: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +2.43 pp (13.61% vs 11.18%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -20.52 pp (63.38% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Abbott Laboratories in Illinois
- Health composite ranks #14 of 192 among scored Illinois credit unions.
- By total assets, Abbott Laboratories is #13 of 192 in Illinois.
- Illinois membership ordinal: #26 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Abbott Laboratories
Abbott Laboratories: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.9% from $1.12B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted -0.72 pp (14.33% → 13.61%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.61% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 13.5 pts
Abbott Laboratories health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.61% | +2.43 pp |
| Delinquency Rate | 0.11% | -0.77 pp |
| Return on Assets | 1.04% | +0.53 pp |
| Member Growth | 2.09% | - |
| Loan-to-Share Ratio | 63.38% | -20.52 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Abbott Laboratories quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.12B | 32,890 |
| 2024Q4 | $1.04B | 32,218 |
| 2023Q4 | $1.00B | 31,854 |
Credit Union Details
- Charter Number
- 96071
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Illinois
- City
- Gurnee
- Data Quarter
- 2025Q4
Branch Locations (11)
The NCUA branch filing lists 11 physical offices for Abbott Laboratories, spread across 6 cities in 2 states.
| Office | City |
|---|---|
| ALEC (Main Office) | Gurnee, IL |
| Abbott Laboratories AP6D | Abbott Park, IL |
| Abbott Laboratories AP30 | Abbott Park, IL |
| Abbott Laboratories AP22 | Abbott Park, IL |
| Abbott Laboratories AP52 | Abbott Park, IL |
| Abbott Laboratories RP3 | Columbus, OH |
| Abbott Laboratories CP1 | Lake Forest, IL |
| Abbvie AB1 | Mettawa, IL |
| Abbott Laboratories M1 | North Chicago, IL |
| Abbvie | North Chicago, IL |
| Abbott Laboratories M1 | North Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Abbott Laboratories
Two NCUA Call Report peer sets for Abbott Laboratories, both outside Illinois so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.12B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Abbott Laboratories ranks #354 of 4,374 nationally on financial health and #14 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SELFRELIANCE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SELFRELIANCE
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Abbott Laboratories financially healthy?
Abbott Laboratories scores 95/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #354 of 4,374; by total assets it ranks #429 of 4,374 nationally (same basis as /rankings/largest); and #13 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.61% net worth ratio and a 0.11% delinquency rate.
How does Abbott Laboratories compare to other credit unions?
95/100 is Abbott Laboratories's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Abbott Laboratories?
Membership eligibility for Abbott Laboratories depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Abbott Laboratories directly for current membership requirements and application steps.
Is my money safe at Abbott Laboratories?
Federal credit unions like Abbott Laboratories are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Abbott Laboratories's net worth ratio of 13.61% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Abbott Laboratories offer compared to banks?
Credit unions like Abbott Laboratories are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Abbott Laboratories directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.