State overview · Q4 2025

Indiana Credit Unions

All 124 federally-insured credit unions in Indiana, ranked by financial health, from NCUA 5300 Call Reports.

124
Credit unions
2.8M
Members
$48.4B
Combined assets
80/100
Avg health

Health-score distribution

How Indiana's 124 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

Excellent (80–100)74 CUsGood (60–79)41 CUsFair (40–59)9 CUsWeak (<40)0 CUs

All Credit Unions in Indiana

Credit Union Health
Gesb Sheet Metal Workers PORTAGE 100
Lakes Monticello 100
Purdue WEST LAFAYETTE 98
Indiana State University Terre Haute 97
Beacon Wabash 96
Dubois-pike JASPER 95
Fo Me Bo Co Wabash 95
Primetrust Financial MUNCIE 95
Bar-cons Columbus 93
Generations LA PORTE 93
Heritage Newburgh 93
Indiana University BLOOMINGTON 93
Jackson County Co-op SEYMOUR 93
Western Indiana Credit Union Sullivan 93
Indiana Members INDIANAPOLIS 92
Profed Fort Wayne 92
Regional Winfield 92
Thrive MUNCIE 92
Via Credit Union Marion 92
Crossroads Financial Portland 91
Elements Financial INDIANAPOLIS 91
Fire Police City County FORT WAYNE 91
Forum INDIANAPOLIS 91
Jefferson Community Madison 91
Weatherhead C C Columbia City 91
Energy Plus Indianapolis 90
Midwest America Fort Wayne 90
Natco RICHMOND 90
Three Rivers FORT WAYNE 90
Central Soya Decatur 89
Eastern Indiana NEW CASTLE 89
Fort Financial Fort Wayne 89
Fortress Marion 89
La Porte Community La Porte 89
Liberty Evansville 89
Sterling United EVANSVILLE 89
A H E Plant 3 WINCHESTER 88
Community Link HUNTINGTON 88
Health Care Professionals Richmond 88
Madison County Anderson 88
Professional Police Officers Indianapolis 88
U S #1364 MERRILLVILLE 88
Wayne County Richmond 88
Mt Zion Indianapolis Indianapolis 87
Public Service Edwardspt Pl E Linton 87
Riverside Community Marion 87
Crane ODON 86
Everwise South Bend 86
Industrial Lafayette 86
Interra Goshen 86
Solidarity Community Kokomo 86
Advantageplus of Indiana Terre Haute 85
Clifty Creek Employees Madison 85
Diamond Valley Evansville 85
Firefighters Indianapolis 85
First Trust Michigan City 85
Notre Dame Notre Dame 85
Centra COLUMBUS 84
Business and Industrial Columbus 83
Chiphone ELKHART 83
Diversified General Logansport 83
Hobart Ind School Employees HOBART 83
Hoosier Hills Bedford 83
Indiana Heartland KOKOMO 83
Lampco ANDERSON 83
Policemen's South Bend 83
City of Firsts Community Kokomo 82
Whiting Refinery Whiting 82
Hammond Firefighters Assn. Hammond 81
Martin County Cooperative loogootee 81
Tippecanoe lafayette 81
Tlcu Financial MISHAWAKA 81
Evansville Evansville 80
Family Horizons Indianapolis 80
Northern Indiana Merrillville 79
Afena Marion 78
Indiana Lakes Warsaw 78
Midwest Family PORTAGE 78
South Bend Firefighters SOUTH BEND 78
T H P Terre Haute 78
Vulcraft Employees ST JOE 78
Evansville Firefighters EVANSVILLE 77
Financial Partners Woodburn 77
Grand Heritage LAPORTE 77
Financial Builders Kokomo 76
Kemba Indianapolis Indianapolis 76
Public Service #3 Fort Wayne 76
Del Met MUNCIE 75
Hoosier United Indianapolis 75
Vigo County Terre Haute 75
One Vision Clarksville 74
Partners 1st Fort Wayne 74
Profinance Merrillville 74
Hometown Peru 73
Haynes Community Kokomo 72
Members Source Merrillville 72
Financial Center First Indianapolis 71
First County MUNCIE 71
Inova Elkhart 70
Allegius Burns Harbor 69
Harvester Financial Indianapolis 69
Members Advantage MICHIGAN CITY 69
H a L E Indianapolis 67
Communitywide South Bend 66
Perfect Circle Hagerstown 66
Great Horizons Munster 65
Richmond Light Employees Richmond 65
Concora Wabash WABASH 64
Tech Crown Point 64
Advance Financial Schererville 63
Encompass Tipton 61
Power One Fort Wayne 61
Battery Employees Attica 60
Community Spirit Credit Union Lawrenceburg 60
Independent Anderson 60
Howard County School Em Kokomo 59
Financial Health Indianapolis 58
Urban Beginnings Choice Fort Wayne 57
Gary Municipal Employees Gary 56
South Bend Transit South Bend 53
Gary Firefighters Association Gary 49
Finans Hammond 47
Gary Police Department Employees GARY 45
Local 697 MERRILLVILLE 41

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Indiana

Indiana is home to 124 federally-insured credit unions collectively serving 2.8M members with $48.4B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 80/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Gesb Sheet Metal Workers of PORTAGE currently leads the cohort with a health score of 100/100, while the full distribution spans 124 institutions ranked below.

The health distribution breaks into four bands: 74 credit unions score 80–100 (Excellent), 41 score 60–79 (Good), 9 score 40–59 (Fair), and 0 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Indiana's 124 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Explore more: Healthiest credit unions · Largest by assets · How health scores work

Frequently Asked Questions

How many credit unions are in Indiana?

There are 124 federally-insured credit unions in Indiana as of Q4 2025, with a combined 2.8M members and $48.4B in total assets. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Indiana?

Based on NCUA Q4 2025 data, Gesb Sheet Metal Workers in PORTAGE ranks highest in Indiana with a health score of 100/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Read our methodology - how this data is sourced, computed, and verified.