Federal credit union · Burns Harbor, Indiana · NCUA charter #17389

ALLEGIUS

Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

69
Health / 100
$175.6M
Total assets
11,245
Members
13.9%
Net-worth ratio

ALLEGIUS scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $175.6M; members 11,245; net-worth ratio 13.89%; health rank #3,645 of 4,374; healthier than 16th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#3,645 of 4,374 health · 2025Q4

ALLEGIUS · health 69/100 · $175.6M · 2025Q4

ALLEGIUS in the assets neighbourhood

TRAILNORTH$176.4MELLAFI$176.3MHealth Advantage$176.1MSanta Cruz Community$176.0MALLEGIUS (this)$175.6MRio Grande Valley Credit UnionRio Grande Valley Credit Uni…$175.0M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

ALLEGIUS vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); ALLEGIUS sits in 65-69 with 275 others.

69 16th percentile higher than 16% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

ALLEGIUS vs $100M–$500M peers

  • Net Worth Ratio leads the peer set - 13.89% here, 12.11% peer average (+1.78 pp).
  • Loan-to-Share Ratio trails the peer set - 59.14% here, 72.20% peer average (-13.06 pp).

Where ALLEGIUS sits in Indiana

  • In Indiana, health place is #102 of 124 on the same NCUA-ratio sort used nationally.
  • By total assets, ALLEGIUS is #33 of 124 in Indiana.
  • Member book place in Indiana: #35 of 124.
  • One place up in Indiana, INOVA (#101) scores 70/100, 1 point higher; one place down, Members Advantage (#103) ties at 69/100.

ALLEGIUS Call Report trajectory

ALLEGIUS: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

170,000,000175,000,000180,000,000185,000,000190,000,000 2023Q42024Q42025Q42026Q1 184,305,980 179,518,772 ▼ -2.6%
  • Assets moved +2.2% from $175.6M (2025Q4) to $179.5M (2026Q1).
  • Net-worth ratio shifted -0.27 pp (14.16% → 13.89%).
Net worth ratio vs. NCUA well-capitalized threshold 92.6%

At 13.89%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 69/100 score is built

ALLEGIUS gives up 31 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 11.5 pts
  • Return on Assets 15.0 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 12.5 pts

ALLEGIUS health metrics

Metric Value vs peer
Net Worth Ratio 13.89% +1.78 pp
Delinquency Rate 2.16% +1.27 pp
Return on Assets 0.65% +0.03 pp
Member Growth -9.33% -
Loan-to-Share Ratio 59.14% -13.06 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

ALLEGIUS filing history

Quarter Assets Members
2026Q1 $179.5M -
2025Q4 $175.6M 11,245
2024Q4 $176.8M 12,402
2023Q4 $184.3M 12,920

Credit Union Details

Charter Number
17389
Type
Federal
Field of Membership
Other/Community
Peer Group
$100M–$500M
State
Indiana
City
Burns Harbor
Data Quarter
2025Q4

Branch Locations (3)

ALLEGIUS operates 3 offices across 3 cities, per its most recent NCUA branch filing.

Office City
Allegius Credit Union (Main Office) Burns Harbor, IN
Allegius Credit Union Hobart Office Hobart, IN
Allegius Credit Union - Michigan City Office Michigan City, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Indiana

Other federally-insured credit unions in Indiana, closest first by peer group and asset size.

Compare ALLEGIUS vs DIAMOND VALLEY

Other-state peers near ALLEGIUS

Using this data

  • ALLEGIUS ranks #3,645 of 4,374 nationally on financial health and #102 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Diamond Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Diamond Valley

Frequently Asked Questions

Is ALLEGIUS financially healthy?

ALLEGIUS has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,645 of 4,374 nationally on health and #102 of 124 in Indiana. Its net worth ratio is 13.89% and its delinquency rate 2.16%.

How does ALLEGIUS compare to other credit unions?

ALLEGIUS scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.89% vs 12.11%). Its widest shortfall is loan-to-share ratio (59.14% vs 72.20%).

How can I join ALLEGIUS?

ALLEGIUS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ALLEGIUS directly for the exact boundaries and application steps.

Is my money safe at ALLEGIUS?

ALLEGIUS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLEGIUS's net worth ratio of 13.89% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for ALLEGIUS. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.