State credit union · ODON, Indiana · NCUA charter #68672
CRANE
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $1.15B
- Total assets
- 67,796
- Members
- 12.7%
- Net-worth ratio
CRANE scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.15B; members 67,796; net-worth ratio 12.72%; health rank #1,801 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,801 of 4,374 health · 2025Q4CRANE · health 86/100 · $1.15B · 2025Q4
- PHOTO 86/100
- BOOK 12.7%
- CHARTER 1.31%
- NCUSIF 1.06%
- CAMELS $1.15B
- HEALTH 67,796
- NW #1,801/4,374
- DELQ Family Savings
- ROA 68672
Call Report peers
CRANE in the assets neighbourhood
CRANE's $1.15B assets sit next to Family Savings ($1.16B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CRANE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CRANE - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #68672, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
CRANE: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 85.80% vs peer 83.90% (+1.90 pp).
- Delinquency Rate trails the peer set - 1.31% here, 0.87% peer average (+0.44 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where CRANE sits in Indiana
- Indiana health ordinal: #52 of 124.
- By total assets, CRANE is #13 of 124 in Indiana.
- Membership ranks #12 of 124 among Indiana CUs with a reported count (67,796 members).
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for CRANE
CRANE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.2% from $1.15B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted -0.02 pp (12.74% → 12.72%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.7 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.72% | +1.54 pp |
| Delinquency Rate | 1.31% | +0.44 pp |
| Return on Assets | 1.06% | +0.55 pp |
| Member Growth | -0.44% | - |
| Loan-to-Share Ratio | 85.80% | +1.90 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.15B | 67,796 |
| 2024Q4 | $1.04B | 68,097 |
| 2023Q4 | $1.04B | 68,114 |
Credit Union Details
- Charter Number
- 68672
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- ODON
- Data Quarter
- 2025Q4
Branch Locations (19)
The NCUA branch filing lists 19 physical offices for CRANE, spread across 17 cities.
| Office | City |
|---|---|
| Crane Credit Union (Main Office) | Odon, IN |
| Crane Credit Union - Bedford Br | Bedford, IN |
| Eastern Greene Branch | Bloomfield, IN |
| Crane Credit Union - Bloomington Br | Bloomington, IN |
| Cloverdale | Cloverdale, IN |
| Crane Credit Union - Crane Br | Crane, IN |
| 1st Ave-Evansville | Evansville, IN |
| Crane Credit Union - Franklin Br | Franklin, IN |
| Crane Credit Union - Linton Br | Linton, IN |
| Loogootee Branch | Loogootee, IN |
| Mt Vernon | Mount Vernon, IN |
| West Gate | Odon, IN |
| Crane Credit Union - Plainfield Br | Plainfield, IN |
| Poseyville | Poseyville, IN |
| Spencer | Spencer, IN |
| Crane Credit Union - Terre Haute Br | Terre Haute, IN |
| Crane Credit Union Terre Haute North Br | Terre Haute, IN |
| St Wendel | Wadesville, IN |
| Crane Credit Union - Washington Br | Washington, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for CRANE, both outside Indiana so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.15B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- CRANE ranks #1,801 of 4,374 nationally on financial health and #52 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HERITAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HERITAGE
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CRANE financially healthy?
Yes/no aside, the number is 86/100 (Excellent) - CRANE's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,801 of 4,374; by total assets it ranks #419 of 4,374 nationally (same basis as /rankings/largest); and #13 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.72% net worth ratio and 1.31% delinquency rate are the key drivers.
How does CRANE compare to other credit unions?
PlainCU's health composite puts CRANE at 86/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CRANE?
Membership eligibility for CRANE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CRANE directly for current membership requirements and application steps.
Is my money safe at CRANE?
Federal credit unions like CRANE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CRANE's net worth ratio of 12.72% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CRANE offer compared to banks?
Credit unions like CRANE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CRANE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.