State credit union · ODON, Indiana · NCUA charter #68672
CRANE
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $1.15B
- Total assets
- 67,796
- Members
- 12.7%
- Net-worth ratio
CRANE scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.15B; members 67,796; net-worth ratio 12.72%; health rank #1,801 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,801 of 4,374 health · 2025Q4CRANE · health 86/100 · $1.15B · 2025Q4
Call Report peers
CRANE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CRANE vs every NCUA-scored credit union
CRANE sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CRANE: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 85.80% vs peer 83.90% (+1.90 pp).
- Delinquency Rate trails the peer set - 1.31% here, 0.87% peer average (+0.44 pp).
Where CRANE sits in Indiana
- Indiana health ordinal: #52 of 124.
- By total assets, CRANE is #13 of 124 in Indiana.
- Membership ranks #12 of 124 among Indiana CUs with a reported count (67,796 members).
- One place up in Indiana, EVERWISE (#51) scores 87/100, 1 point higher; one place down, Solidarity Community (#53) ties at 86/100.
Quarter path for CRANE
CRANE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $1.15B (2025Q4) to $1.19B (2026Q1).
- Net-worth ratio shifted -0.02 pp (12.74% → 12.72%).
This credit union's 12.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
CRANE gives up 14 points in total. Delinquency Rate costs the most, 7.3 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.7 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.72% | +1.54 pp |
| Delinquency Rate | 1.31% | +0.44 pp |
| Return on Assets | 1.06% | +0.55 pp |
| Member Growth | -0.44% | - |
| Loan-to-Share Ratio | 85.80% | +1.90 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.19B | - |
| 2025Q4 | $1.15B | 67,796 |
| 2024Q4 | $1.04B | 68,097 |
| 2023Q4 | $1.04B | 68,114 |
Credit Union Details
- Charter Number
- 68672
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Indiana
- City
- ODON
- Data Quarter
- 2025Q4
Branch Locations (19)
The NCUA branch filing lists 19 physical offices for CRANE, spread across 17 cities.
| Office | City |
|---|---|
| Crane Credit Union (Main Office) | Odon, IN |
| Crane Credit Union - Bedford Br | Bedford, IN |
| Eastern Greene Branch | Bloomfield, IN |
| Crane Credit Union - Bloomington Br | Bloomington, IN |
| Cloverdale | Cloverdale, IN |
| Crane Credit Union - Crane Br | Crane, IN |
| 1st Ave-Evansville | Evansville, IN |
| Crane Credit Union - Franklin Br | Franklin, IN |
| Crane Credit Union - Linton Br | Linton, IN |
| Loogootee Branch | Loogootee, IN |
| Mt Vernon | Mount Vernon, IN |
| West Gate | Odon, IN |
| Crane Credit Union - Plainfield Br | Plainfield, IN |
| Poseyville | Poseyville, IN |
| Spencer | Spencer, IN |
| Crane Credit Union - Terre Haute Br | Terre Haute, IN |
| Crane Credit Union Terre Haute North Br | Terre Haute, IN |
| St Wendel | Wadesville, IN |
| Crane Credit Union - Washington Br | Washington, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
A look at other Indiana credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- CRANE ranks #1,801 of 4,374 nationally on financial health and #52 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HERITAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HERITAGE
Frequently Asked Questions
Is CRANE financially healthy?
CRANE has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,801 of 4,374 nationally on health and #52 of 124 in Indiana. Its net worth ratio is 12.72% and its delinquency rate 1.31%.
How does CRANE compare to other credit unions?
CRANE scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (85.80% vs 83.90%). Its widest shortfall is delinquency rate (1.31% vs 0.87%).
How can I join CRANE?
Membership eligibility for CRANE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CRANE directly for current membership requirements and application steps.
Is my money safe at CRANE?
CRANE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CRANE's net worth ratio of 12.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.