Federal credit union · Marion, Indiana · NCUA charter #3775
Riverside Community
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $56.4M
- Total assets
- 5,870
- Members
- 14.6%
- Net-worth ratio
Riverside Community scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.4M; members 5,870; net-worth ratio 14.57%; health rank #1,605 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,605 of 4,374 health · 2025Q4Riverside Community · health 87/100 · $56.4M · 2025Q4
- DELQ 87/100
- ROA 14.6%
- ASSETS 0.14%
- MEM 1.24%
- RANK $56.4M
- PHOTO 5,870
- BOOK #1,605/4,374
- CHARTER Yonkers Teachers
- NCUSIF 3775
Call Report peers
Riverside Community in the assets neighbourhood
Riverside Community's $56.4M assets sit next to Yonkers Teachers ($56.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Riverside Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Riverside Community - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #3775 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Riverside Community diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +34.77 pp (97.37% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Riverside Community: in-state Call Report ranks
- Indiana health ordinal: #48 of 124.
- By total assets, Riverside Community is #62 of 124 in Indiana.
- Indiana membership ordinal: #55 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Riverside Community: 2025Q4 → 2026Q1
Riverside Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.3% from $56.4M (2025Q4) to $58.3M (2026Q1).
- Net-worth ratio shifted -0.11 pp (14.68% → 14.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.57% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.57% | +0.95 pp |
| Delinquency Rate | 0.14% | -0.83 pp |
| Return on Assets | 1.24% | +0.58 pp |
| Member Growth | -1.84% | - |
| Loan-to-Share Ratio | 97.37% | +34.77 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Riverside Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.3M | - |
| 2025Q4 | $56.4M | 5,870 |
| 2024Q4 | $56.2M | 5,980 |
| 2023Q4 | $55.1M | 5,896 |
Credit Union Details
- Charter Number
- 3775
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Indiana
- City
- Marion
- Data Quarter
- 2025Q4
Branch Locations (2)
Riverside Community operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Riverside Community Federal Credit Union (Main Office) | Marion, IN |
| Riverside Community Federal Credit Union | Gas City, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Other-state peers near Riverside Community
Riverside Community's nationwide photo peers by assets and by health score, excluding Indiana charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($56.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Riverside Community ranks #1,605 of 4,374 nationally on financial health and #48 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Professional Police Officers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Professional Police Officers
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Riverside Community financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Riverside Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,605 of 4,374; by total assets it ranks #2,311 of 4,374 nationally (same basis as /rankings/largest); and #62 of 124 within Indiana. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.57% net worth ratio and 0.14% delinquency rate are the key drivers.
How does Riverside Community compare to other credit unions?
On PlainCU's health composite, Riverside Community lands at 87/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Riverside Community?
Riverside Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Riverside Community directly for the exact boundaries and application steps.
Is my money safe at Riverside Community?
Federal credit unions like Riverside Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Riverside Community's net worth ratio of 14.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Riverside Community offer compared to banks?
Credit unions like Riverside Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Riverside Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.