State credit union · loogootee, Indiana · NCUA charter #67762

Martin County Cooperative

Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

81
Health / 100
$25.0M
Total assets
1,199
Members
16.2%
Net-worth ratio

Martin County Cooperative scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.0M; members 1,199; net-worth ratio 16.21%; health rank #2,550 of 4,374; healthier than 39th of scored peers.

Title II Call Report masthead

NCUA 5300 Call Report Masthead

#2,550 of 4,374 health · 2025Q4

Martin County Cooperative · health 81/100 · $25.0M · 2025Q4

Martin County Cooperative in the assets neighbourhood

Concho Valley$25.0MShared Resources$25.0MANG$25.0MMartin County Cooperative (this)Martin County Cooperative (t…$25.0MCompass Financial$24.9MCenter City Community$24.9M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Martin County Cooperative vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Martin County Cooperative sits in 80-84 with 767 others.

81 39th percentile higher than 39% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Martin County Cooperative vs $10M–$50M peers

  • Largest favorable gap: Loan-to-Share Ratio at 93.55% vs peer 59.80% (+33.75 pp).
  • Largest lag: Delinquency Rate at 1.96% vs peer 1.15% (+0.81 pp).

Martin County Cooperative in Indiana

  • Indiana health ordinal: #70 of 124.
  • By total assets, Martin County Cooperative is #91 of 124 in Indiana.
  • Indiana membership ordinal: #104 of 124.
  • One place up in Indiana, Hammond Firefighters Assn. (#69) ties at 81/100; one place down, Tlcu Financial (#71) ties at 81/100.

Martin County Cooperative: 2025Q4 → 2026Q1

Martin County Cooperative: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

18,000,00020,000,00022,000,00024,000,00026,000,000 2023Q42024Q42025Q42026Q1 19,488,880 24,617,331 ▲ +26.3%
  • Assets moved -1.5% from $25.0M (2025Q4) to $24.6M (2026Q1).
  • Net-worth ratio shifted +0.68 pp (15.53% → 16.21%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

16.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 81/100 score is built

Martin County Cooperative gives up 19 points in total. Delinquency Rate costs the most, 12.2 of its 25; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 12.8 pts
  • Return on Assets 15.0 pts
  • Member Growth 10.1 pts
  • Loan-to-Share Ratio 13.1 pts

Martin County Cooperative vs peer ratios

Metric Value vs peer
Net Worth Ratio 16.21% +1.35 pp
Delinquency Rate 1.96% +0.81 pp
Return on Assets 1.81% +1.10 pp
Member Growth 0.93% -
Loan-to-Share Ratio 93.55% +33.75 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - Martin County Cooperative

Quarter Assets Members
2026Q1 $24.6M -
2025Q4 $25.0M 1,199
2024Q4 $21.7M 1,188
2023Q4 $19.5M 1,170

Credit Union Details

Charter Number
67762
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Indiana
City
loogootee
Data Quarter
2025Q4

Branch Location

Martin County Cooperative operates a single office in loogootee, per its most recent NCUA branch filing.

Office City
Martin County Coop (Main Office) loogootee, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Indiana

More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.

Compare Martin County Cooperative vs WEATHERHEAD C C

Martin County Cooperative nationwide neighbourhoods

Using this data

  • Martin County Cooperative ranks #2,550 of 4,374 nationally on financial health and #70 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Weatherhead C C is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Weatherhead C C

Frequently Asked Questions

Is Martin County Cooperative financially healthy?

On its 2025Q4 NCUA 5300 filing, Martin County Cooperative scores 81/100 (Excellent), with a 16.21% net worth ratio and 1.96% of loans delinquent. It ranks #2,550 of 4,374 nationally on health and #70 of 124 in Indiana.

How does Martin County Cooperative compare to other credit unions?

Martin County Cooperative scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (93.55% vs 59.80%). Its widest shortfall is delinquency rate (1.96% vs 1.15%).

How can I join Martin County Cooperative?

Membership eligibility for Martin County Cooperative depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Martin County Cooperative directly for current membership requirements and application steps.

Is my money safe at Martin County Cooperative?

Martin County Cooperative is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Martin County Cooperative's net worth ratio of 16.21% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Martin County Cooperative. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.