State credit union · loogootee, Indiana · NCUA charter #67762
Martin County Cooperative
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $25.0M
- Total assets
- 1,199
- Members
- 16.2%
- Net-worth ratio
Martin County Cooperative scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.0M; members 1,199; net-worth ratio 16.21%; health rank #2,550 of 4,374; healthier than 39th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,550 of 4,374 health · 2025Q4Martin County Cooperative · health 81/100 · $25.0M · 2025Q4
- MEM 81/100
- RANK 16.2%
- PHOTO 1.96%
- BOOK 1.81%
- CHARTER $25.0M
- NCUSIF 1,199
- CAMELS #2,550/4,374
- HEALTH ANG
- NW 67762
Call Report peers
Martin County Cooperative in the assets neighbourhood
Martin County Cooperative's $25.0M assets sit next to ANG ($25.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Martin County Cooperative vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Martin County Cooperative - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67762. See our deposit-insurance coverage note.
Martin County Cooperative vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 93.55% vs peer 59.80% (+33.75 pp).
- Largest lag: Delinquency Rate at 1.96% vs peer 1.15% (+0.81 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Martin County Cooperative in Indiana
- Indiana health ordinal: #70 of 124.
- By total assets, Martin County Cooperative is #91 of 124 in Indiana.
- Indiana membership ordinal: #104 of 124.
In-state ordinals use the live credit_unions table for IN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Martin County Cooperative: 2025Q4 → 2026Q1
Martin County Cooperative: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.5% from $25.0M (2025Q4) to $24.6M (2026Q1).
- Net-worth ratio shifted +0.68 pp (15.53% → 16.21%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.8 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 13.1 pts
Martin County Cooperative vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.21% | +1.35 pp |
| Delinquency Rate | 1.96% | +0.81 pp |
| Return on Assets | 1.81% | +1.10 pp |
| Member Growth | 0.93% | - |
| Loan-to-Share Ratio | 93.55% | +33.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Martin County Cooperative
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.6M | - |
| 2025Q4 | $25.0M | 1,199 |
| 2024Q4 | $21.7M | 1,188 |
| 2023Q4 | $19.5M | 1,170 |
Credit Union Details
- Charter Number
- 67762
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Indiana
- City
- loogootee
- Data Quarter
- 2025Q4
Branch Location
Martin County Cooperative operates a single office in loogootee, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Martin County Coop (Main Office) | loogootee, IN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Indiana
More federally-insured credit unions based in Indiana, ordered by peer group match and asset size.
Martin County Cooperative nationwide neighbourhoods
Cross-state asset and health neighbours for Martin County Cooperative - kept outside Indiana; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($25.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Martin County Cooperative ranks #2,550 of 4,374 nationally on financial health and #70 of 124 in IN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Weatherhead C C is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Weatherhead C C
- Rates and health both vary by institution, not just by state -- see how Indiana credit unions compare overall before assuming this one is typical. Indiana state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Martin County Cooperative financially healthy?
Martin County Cooperative scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,550 of 4,374; by total assets it ranks #2,998 of 4,374 nationally (same basis as /rankings/largest); and #91 of 124 within Indiana. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 16.21% net worth ratio and a 1.96% delinquency rate.
How does Martin County Cooperative compare to other credit unions?
Five weighted metrics from NCUA filings produce Martin County Cooperative's 81/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Martin County Cooperative?
Membership eligibility for Martin County Cooperative depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Martin County Cooperative directly for current membership requirements and application steps.
Is my money safe at Martin County Cooperative?
Federal credit unions like Martin County Cooperative are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Martin County Cooperative's net worth ratio of 16.21% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Martin County Cooperative offer compared to banks?
Credit unions like Martin County Cooperative are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Martin County Cooperative directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.